ribbit1072 Posted July 12, 2007 Report Share Posted July 12, 2007 I dv'd Diversified Credit and they never responded which was okay because I didn't DV within the original 30 days...but I received the green card back signed on 7/2/07 and they still haven't marked my CR entry as "disputed". I'm wondering what I can do now? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 12, 2007 Report Share Posted July 12, 2007 I dv'd Diversified Credit and they never responded which was okay because I didn't DV within the original 30 days...but I received the green card back signed on 7/2/07 and they still haven't marked my CR entry as "disputed". I'm wondering what I can do now?They are violating. You should dispute with the CRA's and see if it deletes or gets updated, if not, another violation. Link to comment Share on other sites More sharing options...
hiblues Posted July 12, 2007 Report Share Posted July 12, 2007 Hold on....it was only 7-2-07 that they received it.I'm sure any judge would give the company a "reasonable time" toreport the new information... based on what the norm is.new charges on my credit card take up to 45 days, so I would venture to guess that the CA has some time before reporting the updated info.ALSO,in the Primer it says you want to get them on several violations, ( not just a single weak one) one weak violation like this will probably get you nothing ... UNLESS they never update the information or take months to do it. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 12, 2007 Report Share Posted July 12, 2007 Hold on....it was only 7-2-07 that they received it.I'm sure any judge would give the company a "reasonable time" toreport the new information... based on what the norm is.new charges on my credit card take up to 45 days, so I would venture to guess that the CA has some time before reporting the updated info.ALSO,in the Primer it says you want to get them on several violations, ( not just a single weak one) one weak violation like this will probably get you nothing ... UNLESS they never update the information or take months to do it.FCRA requires that the TL be marked as disputed by the consumer within 5 days of receipt of the dispute. Link to comment Share on other sites More sharing options...
ribbit1072 Posted July 17, 2007 Author Report Share Posted July 17, 2007 FCRA requires that the TL be marked as disputed by the consumer within 5 days of receipt of the dispute.What section of the FCRA says this? I've looked, but all I can decipher pertains to the initial 30 days. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 17, 2007 Report Share Posted July 17, 2007 What section of the FCRA says this? I've looked, but all I can decipher pertains to the initial 30 days.I'm at work and can't go through it now, but you might find some helpful info on this thread.http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=229827 Link to comment Share on other sites More sharing options...
divemedic Posted July 17, 2007 Report Share Posted July 17, 2007 The section of the FCRA that requires this is not subject to a private right of action. That is why disputing with the CRA is so important. Once you dispute, they are required to ensure accurate reporting under 1681s-2(. That section DOES have a PRA. Link to comment Share on other sites More sharing options...
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