debtmamma Posted July 12, 2007 Report Share Posted July 12, 2007 Would this help my score/report at all? I have over 15 of them that are showing paid from when they were consolidated. Do you know if salle mae or the CRA ever removed them? Link to comment Share on other sites More sharing options...
LynnInMN Posted July 13, 2007 Report Share Posted July 13, 2007 You can ask but the answer will be no. Federal law requires the accurate reporting of all student loans, paid and unpaid. The tradelines will age off 7 years from the date of your consolidation. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted July 13, 2007 Report Share Posted July 13, 2007 You should ask about this in the credit score forum, anyway. As Lynn said, they shouldn't get removed. Unless they have recent lates, they are probably helping your scores anyway with POSITIVE history. Link to comment Share on other sites More sharing options...
isislc Posted July 13, 2007 Report Share Posted July 13, 2007 Yes, like PolarBear said, if these are paid and don't have any lates they will be helping your score instead of hurting it. Gives you the upper hand as 15 aged TLs in that case. Accounts in good standing may also stay on your report longer than 7 years so it's more to your benefit to keep them on than to get rid of them. Link to comment Share on other sites More sharing options...
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