Medical Accts & CA info -- NEED HELP!!!!

[Desert Bloom]

Okay -- so I DV'd a CA regarding a medical account (dental) that is showing on my CR as $1,070.00. It is in Washington and DOFD is 5/2002. So I DV'd the CA and the CA sent the following in response:

1. Copy of "Single Family Ledger Sheet", Balance $1,069.62.

2. Patient Registration & Medical History (1 page form)

Okay --

First no copy of anything I signed that I promised to pay,although admittedly it is my bill, I thought everything was covered by my dental insurance, other than the $315 I paid by check.

Second The CA sent me a copy of my 'Patient Registration & MEDICAL HISTORY!!!! They had blacked out my SSN# and my DOB -- but not illnesses, perscriptions, names & addresses of doctors, etc. Isn't that a violation of HIPAA and FCRA??

I had disputed this with the CRA's as well and it came back as verified per FCRA requirments -- does that mean that the CA shared my medical history info with the CRA?

Any advice -- oh wise experienced ones????

[justincase]

Okay -- so I DV'd a CA regarding a medical account (dental) that is showing on my CR as $1,070.00. It is in Washington and DOFD is 5/2002. So I DV'd the CA and the CA sent the following in response:

1. Copy of "Single Family Ledger Sheet", Balance $1,069.62.

2. Patient Registration & Medical History (1 page form)

Okay --

First no copy of anything I signed that I promised to pay,although admittedly it is my bill, I thought everything was covered by my dental insurance, other than the $315 I paid by check.

Second The CA sent me a copy of my 'Patient Registration & MEDICAL HISTORY!!!! They had blacked out my SSN# and my DOB -- but not illnesses, perscriptions, names & addresses of doctors, etc. Isn't that a violation of HIPAA and FCRA??

I had disputed this with the CRA's as well and it came back as verified per FCRA requirments -- does that mean that the CA shared my medical history info with the CRA?

Any advice -- oh wise experienced ones????

If you DV'd CA within the 30 day dunning period and they were still reporting account to your CR's that is a violation, it seems that you may have some violations regarding HIPPA and California Medical Privacy Laws check this link out it may help with your situation:

http://www.privacy.ca.gov/sheets/cis7english.htm

Who is the CA and have you checked to see if they are licensed to collect in your state, also debt maybe sol for legal recourse check you state laws. Good Luck

[divemedic]

1 There is no requirement that they forward a signed agreement as validation

2 This is not a Hippa violation, because they sent it to you under your written instructions. Even if it were a Hippa violation, there is no private right of action under Hippa.