cjtx Posted July 15, 2007 Report Share Posted July 15, 2007 I've had it with these clowns. I drafted my petition and intend to file it pretty soon.Let the games begin..... Link to comment Share on other sites More sharing options...
Broke Posted July 15, 2007 Report Share Posted July 15, 2007 Me too! They re-aged my account by almost 7 years. Are you going to file in small claims court? I dont know exactly what to do to sue, but I'll find out Monday morning when I go to the courthouse to get some information. Good luck to you. Link to comment Share on other sites More sharing options...
RSB Posted July 15, 2007 Report Share Posted July 15, 2007 They have re-aged an account they say is mine. They sent a statement with the years on it. However, the fall off date is two years beyond what it should be,on my credit reports.......... if the account is even mine. Link to comment Share on other sites More sharing options...
rmiller0410 Posted July 15, 2007 Report Share Posted July 15, 2007 This is what they have done to me as well. but when i ask for validation they sent nothing. I sent them a final letter and told them i was reporting them to the bbb ohio ag and the ftc. i gave them 16 days to reply if they don't then i am filing suit. The account they say i owe isn"t mine unless it is an account from 1990. Link to comment Share on other sites More sharing options...
cjtx Posted July 15, 2007 Author Report Share Posted July 15, 2007 I sent them several letters requesting DV and they ignored me. One day I finally called them and that's how I got a letter. As usual, it was on their letterhead and it had different balances than what's on my credit reports.I sent letters to MI and TX AGs and that finally got their attention. Not fast enough, though, 'cause they're still at it after several weeks.Be very careful if you decide to call them. They will try to push your buttons until you stoop down to their level. They are careful with what they say, but the tone and the yelling can be irritating. Keep your cool and don't fall for their little game of: "are you saying this and that?"just make sure not to acknowledge anything and turn it around on them: "you're the one saying it. i'm neither admitting nor denying anything because i have no knowledge of this debt..."As for my lawsuit, I'm not going to small claims. And since I'm not doing it for the money, I'm not gonna accept NDAs. Link to comment Share on other sites More sharing options...
IHateCAs Posted July 15, 2007 Report Share Posted July 15, 2007 Hope you disputed to the CRAs. Link to comment Share on other sites More sharing options...
cjtx Posted July 15, 2007 Author Report Share Posted July 15, 2007 Hope you disputed to the CRAs.Of Course! All correspondence with AAC and CRAs was CMRRR. At least 3 disputes with CRAs and 3 DV attempts with AAC. Lots of documentation. Time barred debt. The works. Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted July 16, 2007 Report Share Posted July 16, 2007 I'm here for ya, baby! Link to comment Share on other sites More sharing options...
bigboyinc Posted July 16, 2007 Report Share Posted July 16, 2007 I hope everything goes well for the both of u. Keep us updated with your progress Link to comment Share on other sites More sharing options...
cjtx Posted July 17, 2007 Author Report Share Posted July 17, 2007 Just curious... does anybody know what's Sandy Ostler's (sic?) position? Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted July 17, 2007 Report Share Posted July 17, 2007 "Legal Assistant" - from what I can tell, she isn't a lawyer but handles things when they get legally sticky. She's the one that talked to me and said if I fax over an affidavit swearing the account wasn't mine, she'd remove it. Link to comment Share on other sites More sharing options...
cjtx Posted July 17, 2007 Author Report Share Posted July 17, 2007 Thanks! She's not even a lawyer???? I called several times and even though I had her extension, she never answered, so I talked to other ppl there and they would all transfer me back to her extension.And it was their legal Department!!!!! They were under strict orders not to discuss anything.Just when you think they can't sink any lower... they go and prove you wrong! Link to comment Share on other sites More sharing options...
SecretAgentWoman Posted July 17, 2007 Report Share Posted July 17, 2007 I don't think she answers her phone ever. She only called me back after I sent a complaint to the BBB, AG & FTC complaining they weren't returning my calls. She claimed she left voice mails for me, bull$h&%t. Link to comment Share on other sites More sharing options...
IHateCAs Posted July 17, 2007 Report Share Posted July 17, 2007 Oh I almost forgot.Have fun storming the castle. Link to comment Share on other sites More sharing options...
Seagull Posted July 17, 2007 Report Share Posted July 17, 2007 They have a default judgment against me that I would have been able to dismiss, knowing what I now know. IF a class action suit is ever filed against them. I will happily join!Go to ripoffreport.com to see all that others have posted. I recently found this site, and am amazed as to what they get away with! Link to comment Share on other sites More sharing options...
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