Jump to content

Should I continue to update cr daily or wait?


imdoingitright
 Share

Recommended Posts

I update my cr everyday mainly for *b*. I have 2 left on TU. They are both from this year; 5/31 & 6/25. Since I read that inqs usually come off between 60-90 days from the date of the inq, does it make since for me to continue to update regularly when it's hasn't deen 60-90 days yet?

Link to comment
Share on other sites

I update my cr everyday mainly for *b*. I have 2 left on TU. They are both from this year; 5/31 & 6/25. Since I read that inqs usually come off between 60-90 days from the date of the inq, does it make since for me to continue to update regularly when it's hasn't deen 60-90 days yet?

They mean ~ 60 to 90 daily credit pull. So you will not get any bumpage if you just wait for the 60 days to run without pulling a new report. I have two left on my TU and 8 on EXP.

Since I was scared poopooless by a split file, I only pull once or twice each week. It will take longer to bump but I am willing to wait.

Link to comment
Share on other sites

They mean ~ 60 to 90 daily credit pull. So you will not get any bumpage if you just wait for the 60 days to run without pulling a new report. I have two left on my TU and 8 on EXP.

Since I was scared poopooless by a split file, I only pull once or twice each week. It will take longer to bump but I am willing to wait.

No, I was told that an inq won't think about coming off until 60-90 from the date of the actual inq. Ihateca told me this. I wasn't going wait to start pull in 60-90 days I just wasnt' going to do it everyday.

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=270401

Link to comment
Share on other sites

No, I was told that an inq won't think about coming off until 60-90 from the date of the actual inq. Ihateca told me this. I wasn't going wait to start pull in 60-90 days I just wasnt' going to do it everyday.

http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=270401

i dont know about the 60-90 rule. I thought that when an inquiry falls off depends on the individuals credit report and how large their file is. Maybe Ihateca can explain.

Link to comment
Share on other sites

i dont know about the 60-90 rule. I thought that when an inquiry falls off depends on the individuals credit report and how large their file is. Maybe Ihateca can explain.

It kind of proved right, cause I had a inq dating 4/5 and I updated for 3 weeks with nothing and then on 7/6 I updated and the inq was gone. I don't know if what ihateca said was fact or if it was just coincidence. But my next inq is dated 5/31 and I've been updated everyday and I have yet to see it fall off

Link to comment
Share on other sites

Inq's within a couple months definitely WON'T bump. But I think you still have to pull regularly if you want them prepped to fall off when that time is up.

I wouldn't possibly be able to restrain myself from pulling daily... half the time as it is I sit there and stare at the "according to our records..." :rolleyes:

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.