justagirlinnc Posted July 16, 2007 Report Share Posted July 16, 2007 I consolidated my school loans several years ago and have paid ontime since consolidation.I pulled myFICO today and 4 of the old loans (now consolidated into one)-all from SallieMae are reporting as prior late payments and showing up as lowering my FICO score.All 4 of these loans are from '92-'94. Will they ever "drop off"? Is it 7 years from the date of consolidation?Is there any way to get rid of the late payment reporting (all the lates were from 2004 and earlier)?Any help is appreciated! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 16, 2007 Report Share Posted July 16, 2007 7 years from the actions. if it was lat 1/04 then that late won't drop off till 12/11 Link to comment Share on other sites More sharing options...
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