Need Some Help Getting Started

[slvrnmph]

I'm getting ready to start repairing my credit, and obviously I have some questions.

I have 3-4 credit cards all of which have been closed in some manner and sent to collections. My credit report shows the CAs as well as the OCs. I know I need to send letters to the OCs to get them to validate the accounts. Do I need to send letters to the OCs as well? Some of them still show a balance due, even though they all state that they've been sent to collections. Is there any way to get the OCs off my report?

Help!

[razr]

Are the accounts within SOL?

-r

[slvrnmph]

Here's what's listed. All I know is what I got off my CRs, so balances, dates opened, balance dates, and how many months past due.

Capital One

DO: 07/2000

BD: 05/2007

CA: Cavalry

DO: 03/2007

BD: 07/2007

OC: Citifinancial

CA: Certifi

DO: 09/2004

BD: 11/2006

OC: United Cash

Chase

DO: 07/2002

BD: 11/2006

CA: Collection

DO: 08/2004

BD: 06/2007

OC: Progressive

Household

DO: 06/2002

BD: 12/2006

Macys

DO: 09/2002

BD: 06/2007

CA: Palisades

DO: 02/2007

BD: 06/2007

OC: Chase

CA: Palisades

DO: 02/2007

BD: 06/2007

OC: Household

CA: Paragonway

DO: 11/2006

BD: 06/2007

OC: Check Into Cash

CA: Portfolio

DO: 04/2005

BD: 07/2007

OC: Western Wireless

WFFNB

DO: 01/2001

BD: 06/2002

As Agreed

$0 Balance

WSB Card Services

DO: 08/2004

BD: 07/2007

As Agreed

$0 Balance

CA: Zenith

DO: 04/2004

BD: 12/2005

OC: Arccertegy CA