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Advice Please - Credit Report, Collection


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Got divorced a year ago 55k in debt. I've settled 35k this past year with hard negotiations with unsecured creditors at 60cents on the dollar.

Two questions: I have 16k outstanding from M B N A now BofA, no activity on this account and no calls, letters, questions inquiries or anything.

Any tips/tricks to get this off my credit report? - it only appears on transunion.

What can I do to lie under radar and not have to pay this debt?

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