mindgame Posted July 18, 2007 Report Share Posted July 18, 2007 I filed my chapter 7 in 2003. It was discharged. I did not reafirm the house as it is in an area that was a gas spill zone and we believe it caused my husbands cancer. The took all of this time to forclose on the house. The y forclosed on June 1st. I went to the house on the 7th, we havent fully vacated, phone service still on. 3 floors of stuff. I make plans to go back and get my things. I call lawyers office who handled forclosure and am told the bank purchased the house at the auction for 7,000 dollars and I would be getting a notice to quit or vacate after the period of time that I have to argue the sale. So I went back to the house ready to collect all of my things on the 23rd of June and the doors are locked, everything cleaned out and a realator sign is up.I call lawyer they didin't handle that end of it refer me to Ocwen, Ocwen has a marketing person from India call me to find out if I want to buy the house back. Ummm nOOO I want to know where my stuff is. UMmm we dont know , call the real estate agent. I call her and she says Ocwen told her to hire people to clean out the house, and they told her the house was abandoned and vacant. I said legaly I have to be served notice to quit or vacate and you did this with no notice. She said she posted it on the door, it was not there and she called previous re agent and they didin't know where I was . ( Funny they knew where to serve the paper, my proper address for the sherrif sale served by the sherrif) Then she back peddles and says, ocwen is in india they don't know if your house is empty or not and I just did what they told me.Now the things in the house can't be replace. A doll my father got me from Japan the year I was born, all of my childrens baby things diplomas ect. My file cabinet wiht all of my papers. Furniture, ect..Any Ideas of what I can do? I can not afford a lawyer and legal aid handled the bk7 and wont touch this b/c they say it is civil.I know this forumn is about credit repair but this pertains to my bk7.Can anyone help? Link to comment Share on other sites More sharing options...
LadynRed Posted July 20, 2007 Report Share Posted July 20, 2007 What can you do ? SUE THEM .. and include the RE agent that blindly and illegally had YOUR property removed. They hired SOMEBODY to clear out the house, find out who that is and include THEM in the lawsuit. India or not, this company MUST abide by US Laws - all of them. They violated those laws and you can go after them. Link to comment Share on other sites More sharing options...
Methuss Posted December 14, 2007 Report Share Posted December 14, 2007 I know it's been months since this was originally answered, but I want to chime in on something...What was done was also a violation of the bankruptcy injunction. All the items in the house were exempt. In other words, off limits to creditor actions. They took those exempt items. Link to comment Share on other sites More sharing options...
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