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Bounced checks on CR?


mstrey12
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Did you pay the bounced checks? If not, I would not mess with bounced checks. Afterall, it is illegal to write bad checks. I have one on there from 2000 due to fall off in October 2007 so I have only disputed it as paid before going to collection. I know that it was paid before it went to collection but because it was so long ago, I don't have proof nor do they. I have had no luck with disputing but I did not want to DV or anything. I will let it fall off on its own.

Good luck.

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I would not mess with bounced checks. Afterall, it is illegal to write bad checks. I will let it fall off on its own.

Good luck.

Let me tell you about my ONE BOUNCED check. About 10 years ago I wrote a check for $35.00 to the local grocery store about the same time I was moving to a different city---50 miles away. I closed my checking account thinking everything had cleared. Moved away-found the love of my life--got married---and 3 YEARS LATER I was coming home from work one night and got pulled over for a traffic violation and guess what--cop ran my license--and he said we got a warrant for your arrest---please step out of the car. That $35.00 check ended up costing me close to $1,000.00 from the missed days at work---getting bailed out and to pay the fine. My suggestion would to be to pay those checks off--------ASAP!;)

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I have two paid bounced checks from 2004 being reported on my credit reports from two different CA's. Do these stay on for 7 years as well? Any ideas on how to remove them?

Well, if they are indeed paid I would suggest disputing with the CRAs first as paid before sent to CA. I had a couple like this and never paid them but they were removed. Then again they were post dated checks and in Wisconsin it is not considered a bad check if they did not check with you before depositing the check.

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The checks were paid right after the CA's contacted me back in 2004 but they've been hanging around on my CR reports for quite a while. I guess I was wondering if they had the same 7 year waiting period before they drop off.

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