lumburg

Great Success!

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Finally! I've been plugging along from the mid to upper 500's (580ish) over the last two years and broke into the 600s in June. I got one AMEX C/O gone and should have another gone this month from EX bringing my score from 586 in April to 650 exactly as of today! EQ is at 612 with a CA on there that, as of yesterday, just agreed to remove it. I am guessing I will be right at or under 650 with them as well once that is gone. TU is killing me though, I can't get them to budge on much at all. I have some student loans that I couldn't pay a few years ago but have since reconsolidated and have been paying. The C/O from those loans won't go away no matter what I've tried but they are scheduled to fall off in a year from Sep. Hopefully I can get them off sooner and get to the 700 mark for the first time. Thanks to everyone’s help and insight, it's made all the difference in the world!

Cheers!

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Congrats on the 650 - four years ago had 511 mid score, last time I checked was 785.

My secret - sending more then the agreed upon payment into my monthly bills.

Good Luck.....:)++

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