elyse449 Posted July 20, 2007 Report Share Posted July 20, 2007 Hi Folks,Ok--going back to the good ole credit repair roots, lol. I have a question though....I understand the "permissable purpose" thing--but what if a creditor pulls your credit and NEVER contacts you directly?Penncro did a hard pull on my TU report on May. 17, 2007 and I have yet to hear directly from them by letter OR phone.Elyse Link to comment Share on other sites More sharing options...
IHateCAs Posted July 21, 2007 Report Share Posted July 21, 2007 What reason could they have had to pull your CR? Link to comment Share on other sites More sharing options...
chilton1 Posted July 21, 2007 Report Share Posted July 21, 2007 Hey I had Unifund pull a few weeks ago. They did soft pulls on TU and Exp. I sent them a letter asking them for the purpose why they pulled my report since i have no business with them. Basically the letter said send me proof that you have a permissible purpose for looking at my credit. Otherwise see you in court. I am waitng for a response. Link to comment Share on other sites More sharing options...
cajunbulldog Posted July 21, 2007 Report Share Posted July 21, 2007 Hey I had Unifund pull a few weeks ago. They did soft pulls on TU and Exp. I sent them a letter asking them for the purpose why they pulled my report since i have no business with them. Basically the letter said send me proof that you have a permissible purpose for looking at my credit. Otherwise see you in court. I am waitng for a response.I have the same deal going on with Wamu.The only account I had with Providian was pif and closed five years ago.They pulled a soft on Ex in May and I sent love letter to their general counsel.Currently waiting to hear from her right now. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted July 21, 2007 Report Share Posted July 21, 2007 Hi Folks,Ok--going back to the good ole credit repair roots, lol. I have a question though....I understand the "permissable purpose" thing--but what if a creditor pulls your credit and NEVER contacts you directly?Penncro did a hard pull on my TU report on May. 17, 2007 and I have yet to hear directly from them by letter OR phone.ElyseDo you owe them money? They may have simply wanted your latest address or approximate income to see if it's worth taking you to court. Link to comment Share on other sites More sharing options...
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