ndbilly Posted July 22, 2007 Report Share Posted July 22, 2007 and was informed that I will be notified in 7-10 days. Is this normal procedure ?? Link to comment Share on other sites More sharing options...
dazedandconfusedincali Posted July 22, 2007 Report Share Posted July 22, 2007 Thats about how long it took me to get my denial letter. They pull TU by the way. Link to comment Share on other sites More sharing options...
ndbilly Posted July 22, 2007 Author Report Share Posted July 22, 2007 my TU score is my best with a 641, so I'm just going to wait and hope. Link to comment Share on other sites More sharing options...
mrg Posted July 22, 2007 Report Share Posted July 22, 2007 I applied Tuesday and had about the same score. Got the 7-10 which is normal for them. Called and they told me 3k cl and will be sent 7-10 days. Link to comment Share on other sites More sharing options...
scottb99 Posted July 22, 2007 Report Share Posted July 22, 2007 http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=252758A complete thread devoted to the Hooters MC Link to comment Share on other sites More sharing options...
TheRoadBack Posted July 22, 2007 Report Share Posted July 22, 2007 and was informed that I will be notified in 7-10 days. Is this normal procedure ??you can call back usually 2 days later and get the status of the account approved or not. Good luck! Link to comment Share on other sites More sharing options...
ndbilly Posted July 22, 2007 Author Report Share Posted July 22, 2007 just hoping I get approved. I've worked hard at this and this card will certainly be a boost Link to comment Share on other sites More sharing options...
Moneedshelp Posted July 22, 2007 Report Share Posted July 22, 2007 good luck ndbilly. I recently applied and got the 7-10 day notice. Just waiting now. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted July 23, 2007 Report Share Posted July 23, 2007 I just applied last weekend. My TU FAKO is 590 and it took Merrick 5 days to approve me for $3250. I should get the card late next week, just in time to book my September Vegas Vacation. Pretty sweet. Kinda thought I'd be borderline, even though people say it's easy to get. Supposedly Citi Premier is easy too (and they sent me invite to apply in mail), yet I was denied for that one.Good luck. I'd bet you'll get it. Link to comment Share on other sites More sharing options...
CleverCynic Posted July 23, 2007 Report Share Posted July 23, 2007 I was turned down with a TU fako of 625. We must each have the reverse flip-flop scores problem compared to FICO. I was denied right away on-line... didn't have to wait a week for the bad news Link to comment Share on other sites More sharing options...
Moneedshelp Posted July 23, 2007 Report Share Posted July 23, 2007 Wow denied outright online, I didn't know they did that. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted July 23, 2007 Report Share Posted July 23, 2007 Wow denied outright online, I didn't know they did that.Only the special ones get that particular message Link to comment Share on other sites More sharing options...
chilton1 Posted July 23, 2007 Report Share Posted July 23, 2007 :shock: They suck anyway. usually makes me feel better:-) Link to comment Share on other sites More sharing options...
acenstace Posted July 23, 2007 Report Share Posted July 23, 2007 I got the 7-10 day message. Called after about 5 days and was told the account had a balance of 36.00 (ANNUAL FEES). I received the card 2 days later. Link to comment Share on other sites More sharing options...
acenstace Posted July 23, 2007 Report Share Posted July 23, 2007 I just got the same message from Geico a few days ago (merrick bank as well). I hope that I get the same results. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted July 23, 2007 Report Share Posted July 23, 2007 I got the 7-10 day message. Called after about 5 days and was told the account had a balance of 36.00 (ANNUAL FEES). I received the card 2 days later.The Hooters card has fees? Pretty sure I read on the website it didn't have an annual fee. Anyone else getting charged a fee?Edited to add:On the website FAQ it states "Q: Is there a fee to have a Hooters MasterCard?A: For well-qualified applicants, there is no annual fee. Others may be offered a product that has an annual fee. " Link to comment Share on other sites More sharing options...
Bella710 Posted July 23, 2007 Report Share Posted July 23, 2007 I was turned down with a TU fako of 625. We must each have the reverse flip-flop scores problem compared to FICO. I was denied right away on-line... didn't have to wait a week for the bad news I was denied right away too. I'm pretty sure they laughed when they pulled up my CR. Link to comment Share on other sites More sharing options...
hopelesscred Posted July 23, 2007 Report Share Posted July 23, 2007 Just curious...what are the FICO scores? Are you guys getting one/two paid deletions and running off trying to apply for credit with scores in the 450-550 range? Link to comment Share on other sites More sharing options...
Fizzle1979 Posted July 23, 2007 Report Share Posted July 23, 2007 Just curious...what are the FICO scores? Are you guys getting one/two paid deletions and running off trying to apply for credit with scores in the 450-550 range?FICO = Financial Indicators of Credit Obedience ? Link to comment Share on other sites More sharing options...
PolarBearnCO Posted July 23, 2007 Report Share Posted July 23, 2007 FICO = Financial Indicators of Credit Obedience ?LOL. Dude, how can we get that EX one more pt? Seems like someone is intentionally teasing you at 699. I'll give you one of my EX points if you give me 11 of your TUs. Link to comment Share on other sites More sharing options...
hopelesscred Posted July 24, 2007 Report Share Posted July 24, 2007 FICO = Financial Indicators of Credit Obedience ?Fizz..thnks for the reply buddy. I do know what FAKO and FICOs scores areI was asking the actual fico scores of those being rejected. My point is if you are 550 or below with a ton of baddies on your report, do not bother applying for any card until your score improves.Also folks can go to www.whogavemecredit.com and check out the scores that are being approved. Link to comment Share on other sites More sharing options...
mrg Posted July 24, 2007 Report Share Posted July 24, 2007 Got mine today. took 6 days to apply and then receive card. 3K limit with 18% Had a 680 TU FICO. Have 1 baddie (Crap 1) Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 24, 2007 Report Share Posted July 24, 2007 FICO = Financial Indicators of Credit Obedience ?May I'm missing something, but this is a joke, right? lol Link to comment Share on other sites More sharing options...
Fizzle1979 Posted July 24, 2007 Report Share Posted July 24, 2007 I know that FICO is FairIssac COmpany. Just having a little fun. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted July 24, 2007 Report Share Posted July 24, 2007 LOL. Dude, how can we get that EX one more pt? Seems like someone is intentionally teasing you at 699. I'll give you one of my EX points if you give me 11 of your TUs.I'll get it above 700 when my creditors report my zero balance on my credit cards this month...at least I better...or MR. EXPERIAN will be seeing me. Link to comment Share on other sites More sharing options...
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