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RJM collection letter on acct. from 1989!


Kjo
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I received a letter from RJM Acquisitions trying to collect on an account with the last payment made in 6/89. I had to dig hard to even find if I ever had such an account, which I did finally find. It did go into collections for $222, but has never showed up on my cr in all these years! It's been 18 years! Should I just ignore it? Obviously the sol is far more than up, but I don't want it showing up somehow. Can they still collect?

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I received a letter from RJM Acquisitions trying to collect on an account with the last payment made in 6/89. I had to dig hard to even find if I ever had such an account, which I did finally find. It did go into collections for $222, but has never showed up on my cr in all these years! It's been 18 years! Should I just ignore it? Obviously the sol is far more than up, but I don't want it showing up somehow. Can they still collect?

They can still collect unless you live in WI or Missississippi, but you have an affirmative defense if they ever took you to court. I would sent them a letter saying you dispute and that's it.

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