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trans union help!


steveo_41292003
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so i got the tu report and see a charge off from verizon with a zero ballance!

dose this even look right?

VERIZON WIRELESS #omhxxxxxxxx

PO BOX 1850

FOLSOM , CA 95630

Balance:

$0

Date Updated:

11/2004

High Balance:

$293

Past Due:

$0

Pay Status:

>Charged Off as Bad Debt<

Account Type:

Open Account

Responsibility:

Individual Account

Date Opened:

12/2001

Date Closed:

08/2004

Date Paid:

08/2002

Loan Type: Utility Company

Remark:

Purchased by another lender

Estimated date that this item will be removed: 12/2008

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  • 2 weeks later...
Yes, this is correct. When a debt is charged off, the OC is in effect wiping it off their books. So, it shows as zero. Have they sent it to a CA yet?

Charge off and wiping it off their books entirely don't always go hand in hand, so that statement is not entirely correct.

The TL lists that it has been purchased by another lender, so the balance would be 0.

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