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trans union help!


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so i got the tu report and see a charge off from verizon with a zero ballance!

dose this even look right?


PO BOX 1850

FOLSOM , CA 95630



Date Updated:


High Balance:


Past Due:


Pay Status:

>Charged Off as Bad Debt<

Account Type:

Open Account


Individual Account

Date Opened:


Date Closed:


Date Paid:


Loan Type: Utility Company


Purchased by another lender

Estimated date that this item will be removed: 12/2008

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  • 2 weeks later...
Yes, this is correct. When a debt is charged off, the OC is in effect wiping it off their books. So, it shows as zero. Have they sent it to a CA yet?

Charge off and wiping it off their books entirely don't always go hand in hand, so that statement is not entirely correct.

The TL lists that it has been purchased by another lender, so the balance would be 0.

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