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How did i do?


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was that a purchase or a refi?

what's the LTV?

assuming owner-occupied?

what's your DTI?

what was the yield spread premium to the broker (listed on the "Settlement Sheet") roughly speaking, the more the broker got back, the better you could have done.

all these things (and more, really) matter for figuring how you did.

here is a good post on a broker's blog that discusses how the broker gets paid and walks you through a broker rate sheet. ht tp://abettermortgage.typepad.com/a_better_mortgage/behind_the_curtain/index.html

(please note that rates may change every day, or even more than once a day, so don't use these rates, just use these to understand how all the different factors affect the rate you get)

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