JTsdaddy Posted July 28, 2007 Report Share Posted July 28, 2007 I did an online dispute with Experian and results are as follows via computer generated E-Mail Account # 1 Remains Account # 2 Updated Are they required to send a copy of updated CR.. Or do I need to get another one from the site Link to comment Share on other sites More sharing options...
jetscarbie Posted July 28, 2007 Report Share Posted July 28, 2007 I don't like online disputes for collections. I only use it for personal or just to get an account updated.I have never recieved an updated credit report when I used online dispute. Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 Learn for experience.. Now I have to buy a report and see what was updated this bites. Link to comment Share on other sites More sharing options...
jetscarbie Posted July 28, 2007 Report Share Posted July 28, 2007 JT have you considered signing up for a credit monditoring service? True Credit lets you view all 3 of your credit reports every 24 hours every day. It's good for keeping track of your credit reports especially during dispute. Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 $14.95... OUch.. Yes. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 28, 2007 Report Share Posted July 28, 2007 I have never done an online dispute, but I would think you would get an updated report. Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 well after reviewing My true credt report , all the updated information states is that it was updated 7/27/2007 No change. Can I now MOV them even though it was started as on online dispute ???B the way the creditoris AFNI Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 28, 2007 Report Share Posted July 28, 2007 well after reviewing My true credt report , all the updated information states is that it was updated 7/27/2007 No change. Can I now MOV them even though it was started as on online dispute ???You can MOV, however, in most cases the MOV will result in a form letter saying, "refer to the creditor". Have you DV's the CA yet? Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 No its been years, since the dunning letter, this is what they did when udating information Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 28, 2007 Report Share Posted July 28, 2007 You're next bet is to DV them, however, being in OH if you have a written contract the SOL is 15 years. Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 is this considered a reage Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 28, 2007 Report Share Posted July 28, 2007 No, that's just the date they last updated. You need to find the DOFD (date of first delinquency) which is not usually on any reports. If you have an EQ report, you may be able to find it there. If you have TC, you can go to annualcreditreports.com and start on online dispute.. Once you get to the "what do you want to dispute" page, you will might find "estimated date this item will be deleted". Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 so they didnt verify anything.. at all Link to comment Share on other sites More sharing options...
keith Posted July 28, 2007 Report Share Posted July 28, 2007 Good Lord, why do folks continue doing online disputes? You give up some of your rights when you do! Spend a little $ and snail mail 'cmrrr'. ask any consumer atty. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted July 28, 2007 Report Share Posted July 28, 2007 so they didnt verify anything.. at allWhen they change the "reported date" they are claiming to have verified the account as accurate. Did they really check, probably not. Link to comment Share on other sites More sharing options...
JTsdaddy Posted July 28, 2007 Author Report Share Posted July 28, 2007 When they change the "reported date" they are claiming to have verified the account as accurate. Did they really check, probably not.So I MOV them and get the ball rolling that way Link to comment Share on other sites More sharing options...
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