debtmamma Posted July 29, 2007 Report Share Posted July 29, 2007 I'm trying to settle with Wachovia. I mailed them a settlement letter to pay $15 and for a delete I used to form letter found on this site. They mailed me one saying $187 to settle but said nothing about the delete. I do want to settle for a delete to get it removed. It's not urgent or anything that I get it off. Do you think I should copy the letter they gave, enclose it,and send a new settle to delete letter with a lower $ amount?When this account was overdrawn 3 years ago I *thought* I had opened an investigation because over $200 was debited from my account. I spoke to a rep. I thought they closed the account. I was busy with school and never followed up on it. I guess they didn't investiage though because I saw it on my CR as an overdraft owing them over $300. I know it was a dumb thing asking them to settle I should have disputed it, the account was mine, but the overdraft was not. If there is one thing I have learned from all this - from the medical bills not being paid under the charity care as promised by the hosptial to the wachovia stuff is the followup follow up everything with letters! Thank you:) Link to comment Share on other sites More sharing options...
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