Someone please Help

[carol162]

I am fixing to start tonight writing dispute letters up This may belong so please be patient.

Questions

1. West Asset Management CA. 2 different amounts same account What is this called ?Plus Diifernet dates

2.On Credit Reports Assets Acceptance has ca. each report has different amount What is this call ?

Please someone explain this to me I am newbie

[Amerikaner83]

Carol - welcome to CIC, first off.

Before you do anything, read all the stickies - a wealth of info awaits your discovery there.

To answer your questions:

1. - Two different amounts, same account number - assume this is with two different CRAs? Like EX is saying one amount and EQ is saying another, for example? The FCRA requires furnishers of iniformation to be reporting ACCURATE information - if there is any discrepancy at all, this gives to give you reason to dispute: innaccurate. Different dates? same thing.

2. Same thing as above.

[carol162]

Carol - welcome to CIC, first off.

Before you do anything, read all the stickies - a wealth of info awaits your discovery there.

To answer your questions:

1. - Two different amounts, same account number - assume this is with two different CRAs? Like EX is saying one amount and EQ is saying another, for example? The FCRA requires furnishers of iniformation to be reporting ACCURATE information - if there is any discrepancy at all, this gives to give you reason to dispute: innaccurate. Different dates? same thing.

2. Same thing as above.

Some is different CRA and some is west asset management has 2 different accounts on equifax 2 different times one account amounts are 251.00 & 252.00 same account numbers and other account amounts 384.00 & 385.00 delinquency dates are same but collection reported date is different and date assigned is different

[Amerikaner83]

You can always dispute as "innaccurate" every innaccuracy they have. That could pry them loose.

BTW - is the SOl up on these debts? You might not want to wake a sleeping giant up...but the amounts are relatively low I might chance it.

[carol162]

You can always dispute as "innaccurate" every innaccuracy they have. That could pry them loose.

BTW - is the SOl up on these debts? You might not want to wake a sleeping giant up...but the amounts are relatively low I might chance it.

I don't know SOL in Louisiana for medical I don't know what is considered as all new to me and very confusing to.

[Amerikaner83]

we've all been in situations that are like yours, carol. Don't worry. if it's medical there is a sticky at the top of this forum saying "medical collection? read this". Read it. It will have the best info possible until someone with better experience than i comes and reads your post.