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Credit Card Statute Of Limitation.


JETTNINO
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Hi All,

I have read your articles and I am very happy to have found this center (site).

My question is:, How do I handle a creditor that is suing me for a debt for which the statute of limitation has expired. The last day of activity was in 08/2003. Does any updates in my credit report referencing that debt affect the statute?

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Thanks for your response. I have read about the statute, and This part has me confused. Can you explain, please?

Civil action: 3 years from the date it accrues, unless:

Breach of contract under any sale of goods and services under the UCC: 4 years after the cause of action, even if the aggrieved party is unaware of the breach.

ty

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