HELP!! SUED BY UNIFUND and REFUSED VALIDATION PRIOR TO ACTION

[needadvice]

Error.

[Recovering Attorney]

deny the allegations.

for defenses, list: Statute of Frauds, Statute of Limittions, lack of legal standing, failure to state a cause of action against you, unjust enrichment.

You may have a counterclaim back against them for unjust enrichment as neither Unifund or Palisades can chage you the contract default rate ( unless 19.99 is the post judgment rate in OH).

I'd discuss your case with a NACA member. naca,org

[IHateCAs]

Before you call anyone, call this guy.

http://www.lawyers.com/felsonlaw/jsp2196405.jsp

He has experience defending Ohio debtors against JDBs and filing FDCPA suits. If he is too far away (Cincy), see if knows anyone closer to you (although I'd pay extra for his travel to get him to defend me).

Before you use the "I can't afford a lawyer excuse" remember that you can't afford a $5800 judgment on your report either.

[needadvice]

n

[needadvice]

n

[IHateCAs]

You've got 4 weeks to answer. Get lawyer then answer, not other way around.

[needadvice]

Before you call anyone, call this guy.

http://www.lawyers.com/felsonlaw/jsp2196405.jsp

He has experience defending Ohio debtors against JDBs and filing FDCPA suits. If he is too far away (Cincy), see if knows anyone closer to you (although I'd pay extra for his travel to get him to defend me).

Before you use the "I can't afford a lawyer excuse" remember that you can't afford a $5800 judgment on your report either.

Do you know if this Attorney has defended against Unifund? If so, how many cases?