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date of first delinquency


JTsdaddy
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how do you determine the DOFD, I was revewing MY CR closer today and noticied AFNI is reporting my DOFD as 4/2006, I havent had this phne in working operation since they shut it off in 2000, who would I contact about this CA, CRA, OC,

this was included in A BK, but i think they reaged this account

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DV them and see what you get. You can also ask the OC for verification. If everything does not matrch up (it won't) you have them on a violation(s).

-r

Will the OC give me the information cause it was sold to CA

wont the OC just call the CA and get the information

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Will the OC give me the information cause it was sold to CA wont the OC just call the CA and get the information

If the OC is reporting to the CRAs, then you can request an investigation under the FCRA.

If you are just having an issue with the CA, they would still have to obtain proof from the OC when you DV them.

-r

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they don't have to respond to DV, its been over 5 years since I got the Dunn letter

DV them anyhow, they might be dumb enough to send you something.

So I will dispute it with the CRA and they will get verification ??

Sure, you can give it a try. The CA will prob just verify tho. You might get lucky and get a delete.

-r

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