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Follow the bouncing TU score

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How about this for a roller coster ride. On July 13 my TU report had been cleaned up quite a bit an my score was at 724. I applied for Hooters and Seamiles cards and Cap One reinserted an account that was closed in 10-2001 with a new closing date of 7/2007. My score dropped huge to 504 on 7/30. I instantly fired off letter disputing the reinsertion as well as a collection that was being double reported for SW Bell. Pulled the score again today and it is now up to 652. Cap one is gone again and now beyond the 7 year reporting time so I hope it stays away.8-)

That's right--dropped 120 points and then gained 150 back. Sounds more like the stock market than a credit score. (All scores are fico)

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How about this for a roller coster ride. On July 13 my TU report had been cleaned up quite a bit an my score was at 724. I applied for Hooters and Seamiles cards and Cap One reinserted an account that was closed in 10-2001 with a new closing date of 7/2007. My score dropped huge to 504 on 7/30. I instantly fired off letter disputing the reinsertion as well as a collection that was being double reported for SW Bell. Pulled the score again today and it is now up to 652. Cap one is gone again and now beyond the 7 year reporting time so I hope it stays away.8-)

That's right--dropped 120 points and then gained 150 back. Sounds more like the stock market than a credit score. (All scores are fico)

Are you sure you didn't drop 220 pts and bounce back up 150? I'm confused. Are you back where you are now or are you still missing a lot of points?

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