ABaldbrotha Posted August 7, 2007 Report Share Posted August 7, 2007 (edited) I got my Innovis report today and sure enough, there are 2 bad tradelines. One is for a car loan which was paid off over 7 years ago and the other from a CA reporting on an old student loan that has been consolidated for years.There is no public records, inquries and no score. So much for the $10.I am on it already. I suggest to everyone to pull that report. You never know what is on it. Looks like they don't update very well.________IM ON A BOAT Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted August 7, 2007 Report Share Posted August 7, 2007 I got my Innovis report today and sure enough, there are 2 bad tradelines. One is for a car loan which was paid off over 7 years ago and the other from a CA reporting on an old student loan that has been consolidated for years.There is no public records, inquries and no score. So much for the $10.I am on it already. I suggest to everyone to pull that report. You never know what is on it. Looks like they don't update very well.i won't pay for it, but do they have the free yearly report? Link to comment Share on other sites More sharing options...
Moneedshelp Posted August 7, 2007 Report Share Posted August 7, 2007 I believe they are required to give the free report. I think there was a thread on this a while back. I wasn't going to bother, but after reading this, guess it would be good to know what is in their report. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted August 7, 2007 Report Share Posted August 7, 2007 I called them (800-540-2505 press zero for a live person) and requested mine for free. They sent it in the mail a few days later...not one single account on it. And if I remember correctly, on the Innovis web site it states they do not provide credit scores at this time. Link to comment Share on other sites More sharing options...
aadam101 Posted August 7, 2007 Report Share Posted August 7, 2007 Did you have any inquiries?? Which companies pull them? Link to comment Share on other sites More sharing options...
Fizzle1979 Posted August 7, 2007 Report Share Posted August 7, 2007 Did you have any inquiries?? Which companies pull them?I did not have one single tradeline or inquiry on my report. Just one former address and current address. Link to comment Share on other sites More sharing options...
aadam101 Posted August 7, 2007 Report Share Posted August 7, 2007 I figured it is that way for most. I'm not even going to bother. Maybe when I have an 800 score on the other 3 and have nothing left to dispute I will get an Innovis! Link to comment Share on other sites More sharing options...
lhslancers Posted August 7, 2007 Report Share Posted August 7, 2007 I got mine for free. Very little info on the report. They're obviously not a player yet. Link to comment Share on other sites More sharing options...
aadam101 Posted August 7, 2007 Report Share Posted August 7, 2007 I know it's free but I would rather spend my time on the CR's that are relevant. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted August 7, 2007 Report Share Posted August 7, 2007 I called and they would not send it to me b/c the address on their report was missing the "Ln". The wanted me to fax something to them, but I did ask if there were any TL's on there and he said "yes". Link to comment Share on other sites More sharing options...
aadam101 Posted August 7, 2007 Report Share Posted August 7, 2007 Did you ask about inquiries?? Has anyone ever got a denial letter based on an Innovis CR? Link to comment Share on other sites More sharing options...
lhslancers Posted August 7, 2007 Report Share Posted August 7, 2007 Don't concern yourself with Innovis as it pertains to getting credit cards, car loans or mortgages. The report is a freaking joke. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted August 7, 2007 Report Share Posted August 7, 2007 Just called them - talked to Alex (get this HE SPEAKS ENGLISH!!!! With a slight Texas accent as well - who'd a thunk it?), i'll have it in 5-10 business days. Link to comment Share on other sites More sharing options...
PolarBearnCO Posted August 8, 2007 Report Share Posted August 8, 2007 I did not have one single tradeline or inquiry on my report. Just one former address and current address.Exactly why I could give a hoot about Innovis. Waste of bits and bytes discussing it any further. Let us know if any lenders start using it in the next millenium. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted August 8, 2007 Report Share Posted August 8, 2007 Just called them - talked to Alex (get this HE SPEAKS ENGLISH!!!! With a slight Texas accent as well - who'd a thunk it?), i'll have it in 5-10 business days.LOL, not only that, but you can get a REAL person easily! I bet there call center is staffed with all of 10 people. LOL. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted August 8, 2007 Report Share Posted August 8, 2007 Just called them - talked to Alex (get this HE SPEAKS ENGLISH!!!! With a slight Texas accent as well - who'd a thunk it?), i'll have it in 5-10 business days.Nothing wrong with a Texas accent! Link to comment Share on other sites More sharing options...
ABaldbrotha Posted August 8, 2007 Author Report Share Posted August 8, 2007 (edited) Well, to each his own. Anyone who reports bad debts on me, I want to know about. Many thanks to those who enlightned this site about Innovis.________IPAD GUIDE Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
Amerikaner83 Posted August 12, 2007 Report Share Posted August 12, 2007 OK so my Innovis came - it has all my student loans, my old car loan, and one other loan (closed years ago), NO baddies:P Too bad they don't give scores - my Innovis report is the best of all of them!!!! Fizzle - there is nothing wrong with a texas accent - I was just amazed I wasn't hearing an Indian accent! *Thank you come again* Link to comment Share on other sites More sharing options...
PolarBearnCO Posted August 12, 2007 Report Share Posted August 12, 2007 Still don't know why we're discussing this. Your Innovis score could be 100000000000000000. No lender out there is going to give a hoot. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted August 13, 2007 Report Share Posted August 13, 2007 yeah I know...just dreamin Link to comment Share on other sites More sharing options...
ABaldbrotha Posted August 13, 2007 Author Report Share Posted August 13, 2007 (edited) I am disussing it because I found a "baddie" on there which relates to one of my paid student loans. The loan is paid, yet this entry is on my Innovis report as unpaid in collections. I am going back to school in the near future and this effects my financial aid. The school I am returning to reported this information to Innovis, but not to the other 3. So, this report IS IMPORTANT to me. I cannot speak for anyone else.________Yamaha xt 350 Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
ABaldbrotha Posted August 13, 2007 Author Report Share Posted August 13, 2007 (edited) There are no inquiries on this report.________Kitchen Measures Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted August 13, 2007 Report Share Posted August 13, 2007 Still don't know why we're discussing this. Your Innovis score could be 100000000000000000. No lender out there is going to give a hoot.Did you get my report b/c that's EXACTLY my score! Link to comment Share on other sites More sharing options...
PolarBearnCO Posted August 16, 2007 Report Share Posted August 16, 2007 I am disussing it because I found a "baddie" on there which relates to one of my paid student loans. The loan is paid, yet this entry is on my Innovis report as unpaid in collections. I am going back to school in the near future and this effects my financial aid. The school I am returning to reported this information to Innovis, but not to the other 3. So, this report IS IMPORTANT to me. I cannot speak for anyone else.Well, 100 people in India could have negative information about you but if there is 0% chance of that information affecting you, would you still give a hoot about the 100 people? You could always ask the OC to update the information to Innovis if you have an extra 41 cents for the stamp. LOL bigjohn. Link to comment Share on other sites More sharing options...
ABaldbrotha Posted August 16, 2007 Author Report Share Posted August 16, 2007 (edited) I just want to thank the person who mentioned the Innovis Report on this very helpful site. In keeping with the purpose of ME being here, I have used this information wisely, and I am moving on to my next credit issue.________VII A 7.3 Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
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