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Bank account frozen - Please help


Guest STEELE8682
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Guest STEELE8682

I had my bank account frozen for a 3K judgment I was making payments on until I became unemployed. While I was away and did not have access to my mail, my account was frozen for 5K. Yesterday 8/7/07 I deposited a check for 2K into my account, only to discover an hour later because I stupidly failed to look at my receipt, that my account was now frozen. These funds came from an understanding family member. I called them immediately and asked them to put a stop payment on the check. It was an out of state check which usually takes 5-7 days to clear at my NY bank Chase. Can this freeze prevent the issuer of the check from putting a stop payment on the check. They promptly requested this about 1 hour after I deposited the check. Please help!!

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A NACA attorney told me today that aggressive collection companies have ways of finding accounts. Fortunately they passed a law in my state that if you have a joint account they can not do this. Check your state regarding joint accounts.

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