unclemantis Posted August 10, 2007 Report Share Posted August 10, 2007 What are your views on this? Which one will give a better chance of a happy outcome? Link to comment Share on other sites More sharing options...
incognito Posted August 10, 2007 Report Share Posted August 10, 2007 I personally don't think there is any difference. I did online and had 4 of my 7 baddies removed. Link to comment Share on other sites More sharing options...
unclemantis Posted August 10, 2007 Author Report Share Posted August 10, 2007 I personally don't think there is any difference. I did online and had 4 of my 7 baddies removed.Well I just tried the EX online. I have disputed 6 baddies.Now let me cross my fingers and pray. Link to comment Share on other sites More sharing options...
incognito Posted August 10, 2007 Report Share Posted August 10, 2007 If some don't come off first time via online then do a written dispute. Link to comment Share on other sites More sharing options...
unclemantis Posted August 10, 2007 Author Report Share Posted August 10, 2007 If some don't come off first time via online then do a written dispute.I was thinking that.Estimated credit score is 450 Link to comment Share on other sites More sharing options...
Lyssarene Posted August 10, 2007 Report Share Posted August 10, 2007 I was thinking that.Estimated credit score is 450 That just means there is a huge potential for improvement! Link to comment Share on other sites More sharing options...
unclemantis Posted August 10, 2007 Author Report Share Posted August 10, 2007 That just means there is a huge potential for improvement!With every on time payment I make and every fight I take to dispute the incorrect information on my CR.Even thought the agencies that look up my report only look at the past 2 years I am sure they are digging deeper than that! Link to comment Share on other sites More sharing options...
unclemantis Posted August 10, 2007 Author Report Share Posted August 10, 2007 I had bad nightmares last night. Checked my e-mail this morning and no reply back from EX. I guess I was hoping it would appear over night. Not likely but one can wish can't they?I heard people getting replies within 2 days. I hope I am one of them. Link to comment Share on other sites More sharing options...
chilton1 Posted August 10, 2007 Report Share Posted August 10, 2007 I dont know, but I think if you did a poll most the people who got semi instant updates the updates were not positive. I know that my two day update was negative--Account verified.Try not to think about it. Work on another bureau or other negatives you want to get removed. Read, and read some more.Chilton1 Link to comment Share on other sites More sharing options...
unclemantis Posted August 10, 2007 Author Report Share Posted August 10, 2007 I dont know, but I think if you did a poll most the people who got semi instant updates the updates were not positive. I know that my two day update was negative--Account verified.Try not to think about it. Work on another bureau or other negatives you want to get removed. Read, and read some more.Chilton1I read EX is the toughest egg to crack unless I read wrong.I have been denied credit and I know where to go on the EX site to get a free credit report. What are the links on TU and EQ? I can't find them, little buggers. Link to comment Share on other sites More sharing options...
chilton1 Posted August 10, 2007 Report Share Posted August 10, 2007 I read EX is the toughest egg to crack unless I read wrong.I have been denied credit and I know where to go on the EX site to get a free credit report. What are the links on TU and EQ? I can't find them, little buggers. Equifax report:I hope this link works. Make sure you indicate denied credit and do not check any boxes for pay items. EQ BD to report. Hopefully.https://aa.econsumer.equifax.com/aad/landing.ehtmlExperian report:https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE&channel=8342Will send transunion as wellhttp://annualcreditreport.transunion.com/entry/disputeonline Link to comment Share on other sites More sharing options...
imdoingitright Posted August 10, 2007 Report Share Posted August 10, 2007 I read EX is the toughest egg to crack unless I read wrong.I have been denied credit and I know where to go on the EX site to get a free credit report. What are the links on TU and EQ? I can't find them, little buggers.Everydody says that ex is the toughest but it seems to be the opposite for me; they've been the eastiest. Everything came off on the 1st round of disputes. Eq seems to be the thorn in my side. Link to comment Share on other sites More sharing options...
unclemantis Posted August 11, 2007 Author Report Share Posted August 11, 2007 Equifax report:I hope this link works. Make sure you indicate denied credit and do not check any boxes for pay items. EQ BD to report. Hopefully.https://aa.econsumer.equifax.com/aad/landing.ehtmlExperian report:https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE&channel=8342Will send transunion as wellhttp://annualcreditreport.transunion.com/entry/disputeonlineOk I was able to get the EX and EQ but something is screwey with TU. It can not confirm my identity. It didn't even ask the correct security question when I tried and changed the password. Also passwords are limited to 15 characters. What the hell is this? This is a first for me. 8 character minimum but they say nothing about a maximum. That kinda limits what a person can put in that they can remember and still stay cryptic.I need to call them and confirm myself. This is bull. They are closed right now. They close at 8pm on fridays but open till midnight every day of the week.What a bunch of jerks I say =(Looking over my EQ right now. Not much more I CAN do at the moment.Thanks for the help EVERYONE! Keep the comments coming in! Link to comment Share on other sites More sharing options...
unclemantis Posted August 11, 2007 Author Report Share Posted August 11, 2007 Ok I spent about 20 minutes disputing my EQ dispute. I clicked on the dispute button and it asked if I was sure. I said yes. The page went to another page, then another and then displayed a blank page. I reloaded, nothing, still blank. What the hell kind of peanut operations do these companies run here!!!? Link to comment Share on other sites More sharing options...
unclemantis Posted August 11, 2007 Author Report Share Posted August 11, 2007 Seems their site is broken or something!!!! Ether that or it doesn't work for crap on Firefox! Link to comment Share on other sites More sharing options...
unclemantis Posted August 11, 2007 Author Report Share Posted August 11, 2007 TU and EQ suck! I have to wait until the morning to talk to one of these jokers? I have a busy weekend and I don't have time for this unprofessional bull Anyone else ever have trouble with TU and EQ websites? Link to comment Share on other sites More sharing options...
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