itrev82 Posted August 28, 2007 Report Share Posted August 28, 2007 So.. I decided to pull my FICO scores 2 days ago.. Lowest one was 619, highest was 660. I felt pretty good.. Hasn't been a year since my BK was discharged, but I am already moving up pretty quickly.I think this forum has helped a lot as I read about some easy cards to get (Hooters, Target), but then I also had a strong credit history before my BK and I think that somehow is helping me. When I opened a new checking account this last week they had to pull my credit and I had told her about my BK and wanting a line of credit. She said it was too recent, but she was shocked at my scores and my new trade lines since. She said give it some time and they would have no issue giving me the overdraft.Keep at it.. It works. Time is all I need now. Link to comment Share on other sites More sharing options...
Moriah4 Posted August 28, 2007 Report Share Posted August 28, 2007 Congrats! Time is your friend as long as you make all your payments early or on time at best! Link to comment Share on other sites More sharing options...
whocares Posted August 28, 2007 Report Share Posted August 28, 2007 I wish I would have found out about this board sooner...mine might be better...good job. Link to comment Share on other sites More sharing options...
lovebug5 Posted August 29, 2007 Report Share Posted August 29, 2007 I wish I would have found out about this board sooner...mine might be better...good job.LOL - I wish I would've found this board sooner too. It would've prevented me from paying out the wazoo to file for a bankruptcy that I most likely didn't need! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted August 29, 2007 Report Share Posted August 29, 2007 If you aren't aware of the BK score card, my suggestion is this. Get as HIGH as possible with your credit scores so that when your BK either falls off or you get it *deleted* you won't see as much of a drop. CONGRATS on the progress everyone! Link to comment Share on other sites More sharing options...
FICO330 Posted April 2, 2008 Report Share Posted April 2, 2008 Congrats better than mine ... alot better than mine lol and i'm not even in BK but i'm working on it slowly but surely Link to comment Share on other sites More sharing options...
LoveToGod Posted April 3, 2008 Report Share Posted April 3, 2008 I think this forum has helped a lot as I read about some easy cards to get (Hooters, Target), but then I also had a strong credit history before my BK and I think that somehow is helping me. 8-) Those are easy to get. I have them both. Link to comment Share on other sites More sharing options...
LoveToGod Posted April 3, 2008 Report Share Posted April 3, 2008 LOL - I wish I would've found this board sooner too. It would've prevented me from paying out the wazoo to file for a bankruptcy that I most likely didn't need!Looking back on it, I think I had other alternatives to filing the chapter 7, but filled it myself without a lawyer. Link to comment Share on other sites More sharing options...
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