mrprofesisonal32 Posted August 28, 2007 Report Share Posted August 28, 2007 Can any one tell me if its agenst the Fair Credit Act for one company to sell my debit to another company and they both report. Even after I paid off the second company?? Link to comment Share on other sites More sharing options...
lovebug5 Posted August 28, 2007 Report Share Posted August 28, 2007 I actually had a similar question to this, although I never paid either company. I was just having the same account double-reported, which is a big pain in the tush. *sigh* Link to comment Share on other sites More sharing options...
mrprofesisonal32 Posted August 29, 2007 Author Report Share Posted August 29, 2007 Were you able to do anything about it?? Link to comment Share on other sites More sharing options...
lovebug5 Posted August 29, 2007 Report Share Posted August 29, 2007 I was very lucky with TU, who deleted both appearances of the account from my report. As far as the other two CRA's go, I've yet to see any deletions - but I'm using the DV process to gain some leverage. Link to comment Share on other sites More sharing options...
mrprofesisonal32 Posted August 29, 2007 Author Report Share Posted August 29, 2007 Sorry I'm new to this what is DV process?? Link to comment Share on other sites More sharing options...
lovebug5 Posted August 29, 2007 Report Share Posted August 29, 2007 Don't worry about being new to this. I am too, and these forums can be totally overwhelming and intimidating. Just ask questions and don't worry about it! People will help you!DV is Debt Validation. Check out this link:http://www.creditinfocenter.com/rebuild/debt_validation.shtml Link to comment Share on other sites More sharing options...
mrprofesisonal32 Posted August 29, 2007 Author Report Share Posted August 29, 2007 I have done DV's before and they work. I guess I'll have to try this. But i dont think it will work?? I still should do a DV even though it s paid off?? Link to comment Share on other sites More sharing options...
Lyssarene Posted August 29, 2007 Report Share Posted August 29, 2007 I would send the DV even though it was paid as it appears they still sold it off because 2 are reporting. DV then dispute and see if one or both go away Link to comment Share on other sites More sharing options...
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