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my thought is a quick way to get a bunch of dings on your CR and you may or may not be granted credit.

I did find a possible Credit Union which was useful information as I live in a small town and a CU is something I haven't had access to in a long while.

I also know when you are just getting on your feet if you apply at too many places at one time it scares some creditors so I dunno. Think I personally would rather do a couple at a time and get them up and running smooth before I would try something like this.

IMO It could be credit suicide for some folks.:smile:

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The undernet is used primarly by hackers and terrorists.

The overnet is used for secured transactions, Banks and some govt branches

Skynet is used for highly secured communications.

Adnet is used by spammers and advertisers

blacknet is used by the Mafia and others like casinos

Spynet is the system which all of us are tracked by video surveillance in public and in out cars

Theres alot more too

Thats the reason you have to use WWW world wide web for most internet activities

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  • 5 weeks later...
I was wondering why this is all over the other credit forums and not a single mention of it here. Thoughts? Opinions? Biases?

http://app-o-rama.com/o/

I was wondering the same thing. Searched and found your thread which appears to be the only one! I keep coming across threads that mention this and its finally making sense.

Most people are waiting until their scores are high enough to get 0% offers.

from App-o-Rama.com :

A way to make even more money with App-o-Rama is to apply for cards with 0% offers. Many people simply deposit this 0% money into their bank account and earn interest on it! On a $30,000 balance for 12 months, you could earn over $1500 extra interest! To maximize your earnings, pick an account with a high interest rate.
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I think I read on the CB forum that a bunch of people applied for cards the last weekend in September and a bunch of people got approved for insane credit limits like (20K for several different cards) then only to find out later that the creditor did a manual review and rejected the approval. There was as sticky about it on CB I think.

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I think I read on the CB forum that a bunch of people applied for cards the last weekend in September and a bunch of people got approved for insane credit limits like (20K for several different cards) then only to find out later that the creditor did a manual review and rejected the approval. There was as sticky about it on CB I think.

That sounds like Junami - which is different.

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my thought is a quick way to get a bunch of dings on your CR and you may or may not be granted credit.

I did find a possible Credit Union which was useful information as I live in a small town and a CU is something I haven't had access to in a long while.

I also know when you are just getting on your feet if you apply at too many places at one time it scares some creditors so I dunno. Think I personally would rather do a couple at a time and get them up and running smooth before I would try something like this.

IMO It could be credit suicide for some folks.:smile:

http://debt-consolidation-credit-repair-service.com/forums/showthread.php?t=224944

There are at least 2 in there you can join online. :)

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I think I read on the CB forum that a bunch of people applied for cards the last weekend in September and a bunch of people got approved for insane credit limits like (20K for several different cards) then only to find out later that the creditor did a manual review and rejected the approval. There was as sticky about it on CB I think.

That happened with Juniper. There was a HUGE thread on CB about the Juniper sprees...People were claiming that they were receiving $20k per card, some people with a total of $180-$250k in total credit after two days of applications. Unfortunately, people ignorantly thought that the banks wouldn't catch the glitch in their system and thought they were running with gold.

Until the bank's underwriting department manually went through the applications, canceled people who didn't meet their credit criteria and lowered the CL's of people who met something...And suddenly, all of these people have dinged their CR's with IQ's and are complaining about it. LOL.

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