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Date Major Delinquency 1st Reported?


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I have a Bank of America account I haven't made a payment on since I was involved in a major auto accident in December 1999.

They now have the Date Major Delinquency 1st Reported as 07/2006 on my reports. Is this re-aging?

They charged it off 04/2002 per talking to B of A. The debt was sold right after that per talking to B of A. It's changed hands numerous times and is now with ACC/The Devil.

Check this...


How should I proceed? I'm worried that B of A and The Devil will chat and the false records will be exchanged....and then?

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