Rick9972 Posted September 3, 2007 Report Share Posted September 3, 2007 Hello everyoneFirst let me say that I love all this information and you are all wonderful to answer some of the random questions that pop up when viewing the free information. Now to the latest random question.Just pulled my first credit report w/scores from the big 3. Information was basically very similiar and here were my scores.TU= 523EX= 512EQ= 564I had 31 accounts of which 28 were negative. How is it possible I had this high of a score? LOL relatively speaking of course. Link to comment Share on other sites More sharing options...
CleverCynic Posted September 3, 2007 Report Share Posted September 3, 2007 overall age of your credit file is a big factor. Sometimes an old collection can fall off and lower your score. Also, utilization on your current good lines is 35% of your score... inquiries could be low, and also most of your collections could be quite aged, they count less the older they get.. the good lines are probably current and to some extent outweigh accounts with no activity. Link to comment Share on other sites More sharing options...
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