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Afni


loganlovesme
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Hey everyone! this is my first post, I have spent 10+ hours reading and have found so much useful information.

AFNI is reporting on my credit report for an old Alltel bill. They are reporting that the account was opened in July 2007, but that is when they got the account. The account was closed/charge off in Feb 2003.

any ideas on how to tackle this?

Thanks in advance

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AFNI is hard to shake, and they will not delete or negotiate deletes. If you're in for the long haul, you'll have to dispute with the CRA's, let them verify (which they will), then likely it will report as 120 days late on your EQ. At that point they are violating FCRA, send proof and an intent to sue, then sue.

I've done all of that except actually suing, which I believe I will when I secure an attorney for LVNV which is my bigger priority at the moment.

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