OkieinNY Posted September 13, 2007 Report Share Posted September 13, 2007 Hello,I have been lurking around for several weeks and I finally worked up the courage to ask a question. You have all been SO helpful, and I have slowly made progress with my credit repair. I have a new account with Calvary in the amount of $8400 from an Americredit chargeoff. I offered 2K with PFD, and they said they would settle but not remove the account. I threatened BK and they are calling my bluff. The DOLA was 8/03. I am moving to SC in a couple of months, where the SOL is 3 yrs--should I mention this as leverage for them to take my offer? Thanks for any advice! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 13, 2007 Report Share Posted September 13, 2007 Hello,I have been lurking around for several weeks and I finally worked up the courage to ask a question. You have all been SO helpful, and I have slowly made progress with my credit repair. I have a new account with Calvary in the amount of $8400 from an Americredit chargeoff. I offered 2K with PFD, and they said they would settle but not remove the account. I threatened BK and they are calling my bluff. The DOLA was 8/03. I am moving to SC in a couple of months, where the SOL is 3 yrs--should I mention this as leverage for them to take my offer? Thanks for any advice!They usually won't take much consideration about the SOL. IMO, I would hold out till after you move then try to negotiate the PFD and if they won't do it, then I wouldn't pay. Link to comment Share on other sites More sharing options...
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