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Help with legal terminology for NJ SOL


dtronx
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I having a problem with the NJ SOL laws. I've been reading on different web sites and searching around but I can't seem to find the exact SOL for Open accounts in NJ. (1) says 6 years (2) says 3 years. This is the only thing that I could find :

Conversion of an instrument for money: 3 years, (N.J.S.A.12A: 3-118(g)).

Sale of goods under the UCC: 4-years, (N.J.S.A. 12A; 2-725).

Real or personal property damage, recovery and contracts not under seal: 6 years (N.J.S.A. 2A: 14-1).

Demand Notes when no demand is made: 10 years. If demand made: 6 years from date of demand, (12A: 3-118(B)).

Obligations under seal for the payment of money only, except bank, merchant, finance company or other financial institution: 16 years, (N.J.S.A. 2A: 14-4) actions for unpaid rent if lease agreement is under seal, (N.J.S.A. 2A: 14-4).

Real estate: 20 years, (N.J.S.A. 2A: 14-7); Judgments: 20 years, renewable, (2A: 14-5); Foreign judgments: 20 years (unless period in originating jurisdiction is less), (2A: 14- 5).

Unaccepted drafts: 3 years from date of dishonor or 10 years from date of draft, whichever expires first, (12A: 3- 118©).

I think a CC would fall under Conversion of an instrument for money: 3 years, (N.J.S.A.12A: 3-118(g)). but the legal mumbo jumbo is hard to figure out.

Thanks for any help.

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