sacs15 Posted September 14, 2007 Report Share Posted September 14, 2007 any experience where the credit card statements were enought to prove that a debt is yours? Link to comment Share on other sites More sharing options...
Lecasbas Posted September 15, 2007 Report Share Posted September 15, 2007 If the CA has a last statement which has your name, account number and amount being asked for in its claim then they have prima facie (looks like it's real).You should ask for assignment (authority to collect). Link to comment Share on other sites More sharing options...
sacs15 Posted September 15, 2007 Author Report Share Posted September 15, 2007 it's actually the original creditor that sent me about 8 statements. i thought they had to provide some contract or something? Link to comment Share on other sites More sharing options...
Lecasbas Posted September 15, 2007 Report Share Posted September 15, 2007 You can start by looking here:http://www.creditinfocenter.com/legal/FCRA.shtmlThis is federal. Your state should also have a set of guidelines but you can start here.All of my experiences have been with the CA. Hopefully one of the other members will pop in and give you more direct info for your situation. Link to comment Share on other sites More sharing options...
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