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Questions regarding Midland


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Hi there,

My husband had a Midland card when we got married. He went online and put me on as a cardholder. I didn't sign anything and we assumed that I would just be able to use the card. Does this make me legally responsible for the debt also? They just charged off the account and sent to collections.

Also, I didn't know it at the time, but we got another card approved by Midland after all of this. Why would they offer us other cards under a different name? Can this be used as leverage if they try to sue us?



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