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sharbear1978

Collection agency reporting different DOLP than original creditor

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I have a hearing coming up on Oct. 1st. The CA is reporting a different date of default (last payment) than the original creditor. The date of last payment is actually January 2003. The CA is reporting on the complaint that it is 8/31/3003.

Question is what do I need to prove the date of last payment? I have my credit reports showing the OC default date of 1/2003. Is that sufficient?

And what could they possibly have to show the date they are reporting? Is it possible that they are making some kind of fake document?

I'm in PA, so the SOL (4 years) expired on this debt 1/2007.

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