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Delinquent vs. Derogatory


mj11
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This is what my TC summary says:

DELINQUENT: 0 1 0

DEROGATORY: 0 1 1

In the credit report I definately have NO accounts that are currently past due so I don't understand what could be delinquent. As for the derogatory there are for sure more accounts that I have late pays that are still on the report, they are however over 2 years old. Are they not considered derogatory after a couple of years?

:?::?:

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