lovebug5 Posted September 18, 2007 Report Share Posted September 18, 2007 Yesterday morning I logged into TC and saw that my EX score went up 12 points. Looked at my report and saw that they had taken off a derog. Went to their online dispute section to check the status of my disputes and saw that an account was deleted. Woo-hoo!Until today, when I re-logged into TC and saw that my score dropped 13 points, yet nothing has changed. EX is the devil. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 18, 2007 Report Share Posted September 18, 2007 Yesterday morning I logged into TC and saw that my EX score went up 12 points. Looked at my report and saw that they had taken off a derog. Went to their online dispute section to check the status of my disputes and saw that an account was deleted. Woo-hoo!Until today, when I re-logged into TC and saw that my score dropped 13 points, yet nothing has changed. EX is the devil. IMO, EX is the worst of the 3. Link to comment Share on other sites More sharing options...
lovebug5 Posted September 18, 2007 Author Report Share Posted September 18, 2007 IMO, EX is the worst of the 3.They are evil. Purely evil. Link to comment Share on other sites More sharing options...
CleverCynic Posted September 19, 2007 Report Share Posted September 19, 2007 I know TC (and consequently Chase) uses a different scoring system to generate FAKO's, but I can't help but to think they actually apply a different FAKO method to each of the 3. My EX just simply will NOT change more than +/-5 despite huge sweeping changes in both directions on the other 2 fakos. Today my JCPenney updated EX to show less than 10% balance when last month it was maxed out. EX did not change a single POINT. This drove me to buy my first EX FICO, and it was 70 (yes, seventy) points higher. Now I have serious reservations about FAKO scores even remotely giving you an idea of where you stand! Link to comment Share on other sites More sharing options...
baglady215 Posted September 19, 2007 Report Share Posted September 19, 2007 EX is the devil. Totally agree! EX is, has been, and probably will always be my lowest score. Link to comment Share on other sites More sharing options...
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