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Capital One settlement?


mikey12
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Will Capital One settle? I had two large and one very small CC accounts several months past due. BoA initiated a settlement offer for around 20% and I quickly accepted, which is how I first became aware that settlements were possible.

Capital One has since told me they will not accept less than the original amount charged. I have paid far more than that in interest since opening the account in 97, and I haven't used the card (or any other) for over a year. I've already sold my home, which is how I paid off the BoA settlement, and I cannot pay the amount Capital One is seeking.

Do I have any alternative aside from preparing for a lawsuit?

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