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TU results came back, QUESTION. :)


sashim80
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Hi! Ok, so I disuted these 2 items that had to do with an old Figerhut account I had. Im almost posotive I paid this years ago, but anyways...

It was under 2 different companies

Jefferson Capital and Midland. Sooo, Jefferson Deleted, and Midland Updated. Well, it says somthing a little weird on my report. It says its updated on a weird date, here is a copy of it...

MIDLAND CREDTI MGMT INC

8875 AERO DR STE 2

SAN DIEGO, CA 92123

(800) 265-8825

Balance: $ 218

Date Verified: 04/2007

Original Balance: $ 218

Original Creditor: FINGERHUT CREDIT ADVANTAGE

Past Due: >$ 218<

Pay Status: >Collection Account<

Account Type: Open Account

Responsibility: Individual Account

Loan Type: Open Account - Collection Agency Attorney

Remark: Account information disputed by consumer

Date placed for collection: 06/2005

Estimated date that this item will be removed: 03/2010

that was months ago, and I just got my results back today. Is this a violation? Not only that but its showing up weird on all of my reports.

Here is EX

Address:

8875 AERO DR

SAN DIEGO, CA 92123

(888) 403-6206 Original Creditor:

FINGERHUT CREDIT ADVANTAGE

Status:

NO STATUS.

Date Opened:

06/2005

Type:

NA

Credit Limit:

NA

Date of Status:

05/2003 Terms:

1 Months High Balance:

NA

Reported Since:

04/2003 Monthly Payment:

NA Recent Balance:

NA

Last Reported Date:

NA Responsibility:

Individual Recent Payment:

NA

What do you guys think about this?

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I don't see a violation myself yet. The absence of info and no status usually means that it is under investigation. The only number I noticed to go by is the DOLA and the fact that the one will be deleted in 2010 means it is also from 2003. Wait and see if it changes.

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