isislc Posted September 22, 2007 Report Share Posted September 22, 2007 Ok here is a list of sites I came across on one of the other boards for anyone that is interested in changing or finding a replacement to their credit monitoring needs. Enjoy! TrueCredit from TransUnionTrial period: 30 days (for TU report only) What are offered: - Unlimited access to all three credit reports and credit scores - Notification within 24 hours of critical changes to all 3 reports - $25,000 ID Theft Insurance at no additional cost - No obligation, cancel anytime. - Banning for excessive pulls. Regular: - $14.95 per monthScoreWatch from Equifax Trial period: 30 days free What are offered: - Continuous score monitoring and notification when a change in FICO score impacts the interest rate you are likely to receive - Daily monitoring of Equifax credit report with email notification of key changes - Two Free Score Power reports plus discounts on additional Score Power reports Regular: - $8.95 per monthCreditExpert from ExperianTrial period: 30 days free What are offered: - Daily monitoring of your credit report and alerts of key changes alert you of potential fraudulent activity. - Unlimited access to Experian Credit Report and PLUS Score with paid membership. - Receive instantly personal credit report and credit score online Regular: - $9.95 per month - One-time purchase: 3-bureau credit report and a credit score for $34.95, Experian credit report and PLUS Score for $14.50ScoreWatch from MyFico Trial period: 30 days free What are offered: - Credit monitors important changes to your FICO score and Equifax credit report - Alerts when important changes are detected Regular: - $89.95 annual feeIdentityMonitoring from CitibankTrial period: 30 days free What are offered: - Credit Monitoring every business day to keep track of your credit file activity - Alerts when there’s certain activity, allowing you to detect fraud - Credit report and score free with enrollment - 3-in-1 credit Report, score and monitoring access at no additional cost - Reimburse up to $25,000 of eligible identity theft recovery expenses Regular: - $12.95 per monthCreditKeeper from HSBCTrial period: 30 days free What are offered: - Unlimited access to your credit reports and score - Daily automated credit monitoring to alert you to changes on your credit reports Regular: - $9.95 per monthCreditSecure from American ExpressTrial period: 30 days free, for AMEX cardmembers only What are offered: - Unlimited access to 3-bureau credit report and Credit Scores from all 3 bureaus after the trial period - Daily monitoring of all three credit reports with an e-mail alert when critical changes are detected - Identity Theft coverage policy for up to $5,000 per occurrence - Track your score each month with Experian PLUS Score Trending Regular: - $11.99 per monthIdentityGuard from CostcoTrial period: None What are offered: - 3-in-1 credit report & 3 credit scores - 3-bureau credit monitoring & alerts - Monthly credit report & score Regular: - $9.49 per month for Gold Star members and $7.49 per month for Executive membersPrivacyGuardTrial period: $1 for the first 2 months What are offered: - Credit report from 3 credit reporting agencies - Credit score instant access from 3 credit reporting agencies - Daily monitoring of credit - Up to $10,000 reimbursement for certain expenses you incur if your identity is stolen Regular - $129.99 annual fee - Single-bureau credit report for $9.99, three-bureau $34.99PrivacyMattersTrial period: 7 days free What are offered: - Unlimited to 3-in-1 credit report - Triple credit scores, showing all three credit scores from the national credit reporting bureaus - Triple bureau credit monitoring with automated e-mail alert whenever new activity that may affect your credit report or credit score occurs Regular: - $29.95 per month - One-time purchase of 3-bureau credit report for $29.95Identity Protection from ChaseTrial period: None What are offered: - Unlimited access to all three credit reports and credit scores - Notification within 24 hours of changes to all 3 reports - $10,000 ID Theft Insurance at no additional cost Regular: - $11.99 per monthIdentity Protect from National CityTrial period: $1 for first 30 days (not available to New York residents) What are offered: - Unlimited access to your individual triple bureau credit report 24 hours a day, 7 days a week - Daily online monitoring with weekly activity alerts delivered to your email address from TransUnion -- a mailed option is available - Unlimited access to your personal credit score from TransUnion (a FAKO likely) - Recovery counseling and identity restoration service - Up to $25,000 of Identity Fraud Expense Coverage at no additional cost to you Regular: - $8.95 per month or $14.95 per month for you and your spouse Promo Codes: - 766318 to enroll yourself - 766319 to enroll you "and your spouse" (but i have a feeling this could be any second person) Quote Link to comment Share on other sites More sharing options...
metcalf34 Posted September 22, 2007 Report Share Posted September 22, 2007 Thanks! Quote Link to comment Share on other sites More sharing options...
chucksnee Posted September 22, 2007 Report Share Posted September 22, 2007 Great job.....I'll check them out! Quote Link to comment Share on other sites More sharing options...
isislc Posted September 22, 2007 Author Report Share Posted September 22, 2007 Thanks! If anyone else have any recommendations for CM services, please feel free to add them to this thread. Quote Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 22, 2007 Report Share Posted September 22, 2007 The myfico service also alllows you to pay the fee monthy, I think it's 8.95. There is also a WaMu service that monitors FICO's. I just signed up and should be getting the infomation soon. I'll update then. Quote Link to comment Share on other sites More sharing options...
bd50 Posted September 23, 2007 Report Share Posted September 23, 2007 i'd love to see the wamu service if it monitors all 3 FICOs!!since myfico.com has yet to offer that.. Quote Link to comment Share on other sites More sharing options...
whocares Posted September 23, 2007 Report Share Posted September 23, 2007 Imho... Quote Link to comment Share on other sites More sharing options...
stefdr Posted September 24, 2007 Report Share Posted September 24, 2007 The myfico service also alllows you to pay the fee monthy, I think it's 8.95. There is also a WaMu service that monitors FICO's. I just signed up and should be getting the infomation soon. I'll update then.I have a WAMU VISA, it shows a FICO score update each month where I log on to check account status and pay the CC bill. Presently showing a 667 FICO for September. Quote Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 24, 2007 Report Share Posted September 24, 2007 I have a WAMU VISA, it shows a FICO score update each month where I log on to check account status and pay the CC bill. Presently showing a 667 FICO for September.I have finally gotten my WAMU package for my FICO score but I haven't opened it yet. Quote Link to comment Share on other sites More sharing options...
isislc Posted September 24, 2007 Author Report Share Posted September 24, 2007 Well, what the hell you posting for, open it up! 1 Quote Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 24, 2007 Report Share Posted September 24, 2007 Well, what the hell you posting for, open it up! hehehe, I just got it on my way in to work and forgot it in the car.. I now don't want to go down 6 floors, then up 4 in the garage and back LOL! I'll have to wait till lunch. Quote Link to comment Share on other sites More sharing options...
isislc Posted September 24, 2007 Author Report Share Posted September 24, 2007 You big baby! You should change your name to littlebabystud lol Quote Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 24, 2007 Report Share Posted September 24, 2007 You big baby! You should change your name to littlebabystud lol LOL. I was thinking more like, OldManStud. Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 26, 2007 Report Share Posted September 26, 2007 Who has/likes Identityprotect from national city? I'm looking for the next best thing from daily pulls, at least once a month pulls without paying $30 a pop. AMEX denied me a card, and I'm not a Costco member. Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 26, 2007 Report Share Posted September 26, 2007 Crap..nevermind... I see you have to be a card holder. Need a service anyone can join!!! Quote Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 26, 2007 Report Share Posted September 26, 2007 Crap..nevermind... I see you have to be a card holder. Need a service anyone can join!!!I've read a post that http://www.privacymatters.com/ is another one that allows daily pulls. As a matter of fact it redirects you back into TC, however, it doesn't seem to be affected by the canceled accounts by TC.. yet at least. Quote Link to comment Share on other sites More sharing options...
zfire Posted September 26, 2007 Report Share Posted September 26, 2007 Think I may try Costco. I need to renew my card first though.Time to do that the first of Oct. anyway. Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 26, 2007 Report Share Posted September 26, 2007 AWESOME! Waiting for my confirmation e-mail now! (Didn't see any mention of pricing though!) Quote Link to comment Share on other sites More sharing options...
isislc Posted September 27, 2007 Author Report Share Posted September 27, 2007 It's on my list at the beginning of this thread. It's $1.00 to activate then $29.95 a month. Quote Link to comment Share on other sites More sharing options...
charlanyc Posted September 27, 2007 Report Share Posted September 27, 2007 Get Identity Monitor from Citibank for $4.95www.identitymonitor.citi.com/index.aspx?source=IMN00112 (copy and paste)-monthly pulls- you get one report and then must click a link in the members area to upgrade to the 3 reports at no extra charge. (dont know why they do this). isislc - are you using affiliate links? Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 27, 2007 Report Share Posted September 27, 2007 I dont' see $4.95, I see $12.95... but that's a good link though! If privacymatters ends up being once a month pull, I'm definitely cancelling and doing this! Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 27, 2007 Report Share Posted September 27, 2007 privacymatters appears to be daily pull! Quote Link to comment Share on other sites More sharing options...
CreditMistress Posted September 27, 2007 Report Share Posted September 27, 2007 Hello everyone! I read thru the list. Great list - but ....Is there a favorite that people like to use? Not an AMEX customer nor a Costco customer, so those are out. Looking for a service that is inexpensive and provides all 3, etc, etc.Thanks in advance for any recommendations. Quote Link to comment Share on other sites More sharing options...
CleverCynic Posted September 27, 2007 Report Share Posted September 27, 2007 If you've never had a service then everyone USED to be using Truecredit.com until they cancelled a bunch of us for using the account too much. As such..I'm a bit fickle about recommending them! Quote Link to comment Share on other sites More sharing options...
bd50 Posted September 27, 2007 Report Share Posted September 27, 2007 i had the identitymonitor.com from citi bank,, and it was pretty good, however it's only a monthly puller.. and you don't need to have any accounts or cards with citi bank.it also has a program within it called "creditXpert", which is a pretty accurate "what-if" score simulator, which you can see what happens by paying down debts, opening new credit, etc. i found it to be about 95% accurate. Quote Link to comment Share on other sites More sharing options...
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