isislc

List of Credit Monitoring Sites for Inquiring Minds

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Ok here is a list of sites I came across on one of the other boards for anyone that is interested in changing or finding a replacement to their credit monitoring needs. Enjoy! xdancex

TrueCredit from TransUnion

Trial period: 30 days (for TU report only)

What are offered:

- Unlimited access to all three credit reports and credit scores

- Notification within 24 hours of critical changes to all 3 reports

- $25,000 ID Theft Insurance at no additional cost

- No obligation, cancel anytime.

- Banning for excessive pulls. :p

Regular:

- $14.95 per month

ScoreWatch from Equifax

Trial period: 30 days free

What are offered:

- Continuous score monitoring and notification when a change in

FICO score impacts the interest rate you are likely to receive

- Daily monitoring of Equifax credit report with email notification of

key changes

- Two Free Score Power reports plus discounts on additional Score

Power reports

Regular:

- $8.95 per month

CreditExpert from Experian

Trial period: 30 days free

What are offered:

- Daily monitoring of your credit report and alerts of key changes alert

you of potential fraudulent activity.

- Unlimited access to Experian Credit Report and PLUS Score with paid

membership.

- Receive instantly personal credit report and credit score online

Regular:

- $9.95 per month

- One-time purchase: 3-bureau credit report and a credit score for

$34.95, Experian credit report and PLUS Score for $14.50

ScoreWatch from MyFico

Trial period: 30 days free

What are offered:

- Credit monitors important changes to your FICO score and Equifax

credit report

- Alerts when important changes are detected

Regular:

- $89.95 annual fee

IdentityMonitoring from Citibank

Trial period: 30 days free

What are offered:

- Credit Monitoring every business day to keep track of your credit file

activity

- Alerts when there’s certain activity, allowing you to detect fraud

- Credit report and score free with enrollment

- 3-in-1 credit Report, score and monitoring access at no additional

cost

- Reimburse up to $25,000 of eligible identity theft recovery expenses

Regular:

- $12.95 per month

CreditKeeper from HSBC

Trial period: 30 days free

What are offered:

- Unlimited access to your credit reports and score

- Daily automated credit monitoring to alert you to changes on your

credit reports

Regular:

- $9.95 per month

CreditSecure from American Express

Trial period: 30 days free, for AMEX cardmembers only

What are offered:

- Unlimited access to 3-bureau credit report and Credit Scores from

all 3 bureaus after the trial period

- Daily monitoring of all three credit reports with an e-mail alert when

critical changes are detected

- Identity Theft coverage policy for up to $5,000 per occurrence

- Track your score each month with Experian PLUS Score Trending

Regular:

- $11.99 per month

IdentityGuard from Costco

Trial period: None

What are offered:

- 3-in-1 credit report & 3 credit scores

- 3-bureau credit monitoring & alerts

- Monthly credit report & score

Regular:

- $9.49 per month for Gold Star members and $7.49 per month for

Executive members

PrivacyGuard

Trial period: $1 for the first 2 months

What are offered:

- Credit report from 3 credit reporting agencies

- Credit score instant access from 3 credit reporting agencies

- Daily monitoring of credit

- Up to $10,000 reimbursement for certain expenses you incur if your

identity is stolen

Regular

- $129.99 annual fee

- Single-bureau credit report for $9.99, three-bureau $34.99

PrivacyMatters

Trial period: 7 days free

What are offered:

- Unlimited to 3-in-1 credit report

- Triple credit scores, showing all three credit scores from the

national credit reporting bureaus

- Triple bureau credit monitoring with automated e-mail alert

whenever new activity that may affect your credit report or credit

score occurs

Regular:

- $29.95 per month

- One-time purchase of 3-bureau credit report for $29.95

Identity Protection from Chase

Trial period: None

What are offered:

- Unlimited access to all three credit reports and credit scores

- Notification within 24 hours of changes to all 3 reports

- $10,000 ID Theft Insurance at no additional cost

Regular:

- $11.99 per month

Identity Protect from National City

Trial period: $1 for first 30 days (not available to New York residents)

What are offered:

- Unlimited access to your individual triple bureau credit report 24

hours a day, 7 days a week

- Daily online monitoring with weekly activity alerts delivered to your

email address from TransUnion -- a mailed option is available

- Unlimited access to your personal credit score from TransUnion (a

FAKO likely)

- Recovery counseling and identity restoration service

- Up to $25,000 of Identity Fraud Expense Coverage at no additional

cost to you

Regular:

- $8.95 per month or $14.95 per month for you and your spouse

Promo Codes:

- 766318 to enroll yourself

- 766319 to enroll you "and your spouse" (but i have a feeling this could be any second person)

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The myfico service also alllows you to pay the fee monthy, I think it's 8.95. There is also a WaMu service that monitors FICO's. I just signed up and should be getting the infomation soon. I'll update then.

I have a WAMU VISA, it shows a FICO score update each month where I log on to check account status and pay the CC bill. Presently showing a 667 FICO for September.

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Crap..nevermind... I see you have to be a card holder.

Need a service anyone can join!!!

I've read a post that http://www.privacymatters.com/ is another one that allows daily pulls. As a matter of fact it redirects you back into TC, however, it doesn't seem to be affected by the canceled accounts by TC.. yet at least.

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Get Identity Monitor from Citibank for $4.95

www.identitymonitor.citi.com/index.aspx?source=IMN00112 (copy and paste)

-monthly pulls

- you get one report and then must click a link in the members area to upgrade to the 3 reports at no extra charge. (dont know why they do this).

isislc - are you using affiliate links?

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i had the identitymonitor.com from citi bank,, and it was pretty good, however it's only a monthly puller.. and you don't need to have any accounts or cards with citi bank.

it also has a program within it called "creditXpert", which is a pretty accurate "what-if" score simulator, which you can see what happens by paying down debts, opening new credit, etc. i found it to be about 95% accurate.

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