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conner
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I paid Titan Management Systems for an Old Rich's Macy's bill about 3 months ago and my report is still showing a balance (Fortunately it is still listed as the OC). I have disputed recently with all 3 agencies, and it didnt go anywhere.

Shoudl I contact the collection agency, or go right to the OC?

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If it were me, I would contact the collection agency first, since they are the ones reporting it. If you try to contact the OC, they may end up sending you to the CA anyways, so cut out the middle man and start there and see what they say.

Or, you can send the CRAs another letter stating they didnt do their job (nothing new there) and they need to review the information again or else.

Hope that helps.

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