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Dont know who OC is...


stephlynne
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From my understanding when you use the "Not Mine" they can merely match things like address, employers, name & SS#, etc .... With the other reasons, they are almost forced to ACTUALLY validate with the CA balances, payment history, etc ...

What do you think about this? Has anyone else had good luck with the 'not mine' dispute?

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What should I do if I don't know who the OC is? I have LVNV Funding on my CR with a balance of $1843. I'm not sure what it is for. Should I dispute with CRA that it's not mine or some other reason??

if you call one of the CRA's, they will tell you the OC for that entry. In case, if there is no OC for your entry then, you will have a better chance of having it deleted.

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