rbenson11 Posted September 27, 2007 Report Share Posted September 27, 2007 Anyone ever had either of these cards? Eufora™ Elite Credit Builder Prepaid MasterCard® $99 annual feeEufora™ Preferred Credit Builder Prepaid MasterCard® $59 annual feeNew Millennium Bank Black Diamond Visa®/MasterCard® $59 annual feePretty high interest rates, but says approved reguardless of credit? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 27, 2007 Report Share Posted September 27, 2007 Anyone ever had either of these cards? Eufora™ Elite Credit Builder Prepaid MasterCard® $99 annual feeEufora™ Preferred Credit Builder Prepaid MasterCard® $59 annual feeNew Millennium Bank Black Diamond Visa®/MasterCard® $59 annual feePretty high interest rates, but says approved reguardless of credit?yeah, they are HIGH risk rip you off cards. With all the fees they will charge you you're better off getting a secured card since you get the money back. have you tried Orchard? They approve nearly everyone for the secured card and you might even be eligible for a non-secured. Link to comment Share on other sites More sharing options...
Outtadebt4good Posted September 28, 2007 Report Share Posted September 28, 2007 Go to bankrate.com - you can find much better cards..... Link to comment Share on other sites More sharing options...
stefdr Posted September 28, 2007 Report Share Posted September 28, 2007 Anyone ever had either of these cards? Eufora™ Elite Credit Builder Prepaid MasterCard® $99 annual feeEufora™ Preferred Credit Builder Prepaid MasterCard® $59 annual feeNew Millennium Bank Black Diamond Visa®/MasterCard® $59 annual feePretty high interest rates, but says approved reguardless of credit?They have the same bad reputation as First Premier, avoid them. Take bigjohn's advice and go with Orchard. what you would pay in fees to Eufora or Black Diamond is better to put into a secured card. Link to comment Share on other sites More sharing options...
miracle Posted September 28, 2007 Report Share Posted September 28, 2007 This post really does belong in the credit card forum.. I think it would be best served there. Link to comment Share on other sites More sharing options...
CleverCynic Posted September 28, 2007 Report Share Posted September 28, 2007 Is householdbank the soft pull people? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 28, 2007 Report Share Posted September 28, 2007 Is householdbank the soft pull people?During the application process they pull a soft pull and then give you a list of cards you may be qualified for. After you select whichever card you want, then they do a hard pull. Link to comment Share on other sites More sharing options...
CleverCynic Posted September 28, 2007 Report Share Posted September 28, 2007 Ha, well months ago it only gave me the secured as an option. Now it's coming back with secured and also Gold which boasts a low low $96 a year annual fee and $18 for processing. Thanks to SeaMiles and Hooters, I can safely allow them to simply FOAD. Why is US Airways dragging their FEET???? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 28, 2007 Report Share Posted September 28, 2007 Why is US Airways dragging their FEET????Have you tried the application status page?https://www.juniper.com/app/japply/appstatus/appStatStartDynamic.jsp Link to comment Share on other sites More sharing options...
CleverCynic Posted September 28, 2007 Report Share Posted September 28, 2007 only like 9 times a day since the 22nd! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted September 28, 2007 Report Share Posted September 28, 2007 only like 9 times a day since the 22nd!than that's a good sign b/c I applied for it right after getting approved for the Sea Miles and they told me I sucked. Link to comment Share on other sites More sharing options...
CleverCynic Posted September 28, 2007 Report Share Posted September 28, 2007 Well my TU is virtually identical to yours, by score anyway. I have 4 baddies (all in thier last year) still on my TU. Utilization is 7% (well less now with the new approvals). At least you're not me, I still suck even if I DO get the card! Link to comment Share on other sites More sharing options...
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