Jump to content

inquiry letter


Recommended Posts

I am trying to get inquires removed from my Experian credit report. I am in the middle of writing companies letters disputing these inquiries: was planning on using this form letter as a rough guide.

Re: Unauthorized Credit Inquiry

Dear American Express,

I recently received a copy of my Experian credit report. The credit

report showed a credit inquiry by your company that I do not recall

authorizing. I understand that you shouldn't be allowed to put an

inquiry on my file unless I have authorized it. Please have this

inquiry removed from my credit file because it is making it very

difficult for me to acquire credit.

I have sent this letter certified mail because I need your prompt

response to this issue. Please be so kind as to forward me

documentation that you have had the unauthorized inquiry removed.

If you find that I am remiss, and you did have my authorization to

inquire into my credit report, then please send me proof of this.

Thanking you in advance,

?? My question: What personal information do I need to include for them to remove the inquiries? Do they only need my name?

Link to comment
Share on other sites

If they are truly yours, you're wasting your money sending them CMRR. I have sent mine regular mail but my experience has always been they provide with application, etc.

The only way I have gotten inquiries from EX removed is because I had a fraud alert put on (not by choice) and then I disputed them with EX and they removed about 90% of them.

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.