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inquiry letter


loganlovesme
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I am trying to get inquires removed from my Experian credit report. I am in the middle of writing companies letters disputing these inquiries: was planning on using this form letter as a rough guide.

Re: Unauthorized Credit Inquiry

Dear American Express,

I recently received a copy of my Experian credit report. The credit

report showed a credit inquiry by your company that I do not recall

authorizing. I understand that you shouldn't be allowed to put an

inquiry on my file unless I have authorized it. Please have this

inquiry removed from my credit file because it is making it very

difficult for me to acquire credit.

I have sent this letter certified mail because I need your prompt

response to this issue. Please be so kind as to forward me

documentation that you have had the unauthorized inquiry removed.

If you find that I am remiss, and you did have my authorization to

inquire into my credit report, then please send me proof of this.

Thanking you in advance,

?? My question: What personal information do I need to include for them to remove the inquiries? Do they only need my name?

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If they are truly yours, you're wasting your money sending them CMRR. I have sent mine regular mail but my experience has always been they provide with application, etc.

The only way I have gotten inquiries from EX removed is because I had a fraud alert put on (not by choice) and then I disputed them with EX and they removed about 90% of them.

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