matrixpatriot

Fia Card Services Questions

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1. Is FIA a collection agency or part of AAA Financial?

2. I have received a "final notice" from them. I have not yet done a debt validation. Should I or will it soon go to another collection agency?

Any other advice appreciated. Thanks.

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Matrix...FIA Card Services is MBNA (after their Bank of America takeover).

Do yourself a favor: settle with them. They're actually pretty reasonable. You will likely be able to settle for 25% or so. Once it gets into Wolpoff's hands (their scumbag collection attorneys), the situation will become a nightmare. Trust me..I wish I had settled with them a few years ago, instead of now trying to battle a petition to confirm an arbitration award. You want to avoid NAF/Wolpoff wherever possible.

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In other words FIA is the OC...

and like pulp said you want to handle it

before it gets turned over to collections.

:-)

Good luck.

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