Jump to content

Citi denied me


Recommended Posts

I now have no negs and alot of good standing accounts...I got a preapproved application for a business card, so I applied online and was declined with the message they would send me a letter in 7-10 days with the denial reasons...they pulled all 3 reports...nothing bad showing now

Maybe too many new cards?

Link to comment
Share on other sites

I applied 09/26/07 and got a message that said they would let me know. They only pulled EQ for me (717) but I still haven't heard anything. They went ahead and let me set up options for online bill payment, paperless billing and what time of the month I wanted my payment date. So I'm told that usually means I got approved.

Link to comment
Share on other sites

I now have no negs and alot of good standing accounts...I got a preapproved application for a business card, so I applied online and was declined with the message they would send me a letter in 7-10 days with the denial reasons...they pulled all 3 reports...nothing bad showing now

Maybe too many new cards?

I'm sorry. Yes, it's possible. I know I got denied from Walmart due to "accounts too new" or some such thing. Maybe consider giving them a call for a more detailed explanation? I would also say, "when could I apply again?" That's what I did once and I ended up getting the cc! Than again--it was only Orchard. Sorry this happened, but don't give up.

How old are your accts that you have?

Elyse

Link to comment
Share on other sites

My DH applied for a citi card and got the 7-10 day message and then he received an email asking for proof of his identity, which he sent in. He was later denied and I think a month later he applied again and was approved for $3000. Without asking him to send in proof of identity. They just asked him a few security questions because of his FA. So I don't know, they're weird I guess.

He has a reposession still on two of his reports and he had 4 new accounts, most of which were opened 2 months before.

Have you ever tried planetfeedback? I had a few relatives that were denied credit with citi and were approved after using planetfeedback. Just save the letter because you will need a reference number which will be listed in the letter of denial. They also responded fast. So, don't give up. With a clean report I see no reason for you not to get it. Good luck!

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.