whocares Posted October 1, 2007 Report Share Posted October 1, 2007 I now have no negs and alot of good standing accounts...I got a preapproved application for a business card, so I applied online and was declined with the message they would send me a letter in 7-10 days with the denial reasons...they pulled all 3 reports...nothing bad showing nowMaybe too many new cards? Link to comment Share on other sites More sharing options...
Fizzle1979 Posted October 1, 2007 Report Share Posted October 1, 2007 I applied 09/26/07 and got a message that said they would let me know. They only pulled EQ for me (717) but I still haven't heard anything. They went ahead and let me set up options for online bill payment, paperless billing and what time of the month I wanted my payment date. So I'm told that usually means I got approved. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 1, 2007 Report Share Posted October 1, 2007 CITI hates me too. Link to comment Share on other sites More sharing options...
CleverCynic Posted October 1, 2007 Report Share Posted October 1, 2007 Ditto Link to comment Share on other sites More sharing options...
elyse449 Posted October 1, 2007 Report Share Posted October 1, 2007 I now have no negs and alot of good standing accounts...I got a preapproved application for a business card, so I applied online and was declined with the message they would send me a letter in 7-10 days with the denial reasons...they pulled all 3 reports...nothing bad showing nowMaybe too many new cards?I'm sorry. Yes, it's possible. I know I got denied from Walmart due to "accounts too new" or some such thing. Maybe consider giving them a call for a more detailed explanation? I would also say, "when could I apply again?" That's what I did once and I ended up getting the cc! Than again--it was only Orchard. Sorry this happened, but don't give up.How old are your accts that you have?Elyse Link to comment Share on other sites More sharing options...
whocares Posted October 2, 2007 Author Report Share Posted October 2, 2007 Orchard is a 4 year perfect account...HSBC 4 months, Silhouettes 2 years perfect...Hooters, CJ, 2 months and Geico 1 month...I will sit it out for awhile...till things straighten out. Link to comment Share on other sites More sharing options...
debtmamma Posted October 2, 2007 Report Share Posted October 2, 2007 wait 45 days and then apply againChevron citi pulls EQ only Link to comment Share on other sites More sharing options...
SugarNspice Posted October 2, 2007 Report Share Posted October 2, 2007 My DH applied for a citi card and got the 7-10 day message and then he received an email asking for proof of his identity, which he sent in. He was later denied and I think a month later he applied again and was approved for $3000. Without asking him to send in proof of identity. They just asked him a few security questions because of his FA. So I don't know, they're weird I guess. He has a reposession still on two of his reports and he had 4 new accounts, most of which were opened 2 months before. Have you ever tried planetfeedback? I had a few relatives that were denied credit with citi and were approved after using planetfeedback. Just save the letter because you will need a reference number which will be listed in the letter of denial. They also responded fast. So, don't give up. With a clean report I see no reason for you not to get it. Good luck! Link to comment Share on other sites More sharing options...
whocares Posted October 2, 2007 Author Report Share Posted October 2, 2007 They are subprime anyway...I will wait for a real card...Thanks for the advice... Link to comment Share on other sites More sharing options...
SugarNspice Posted October 2, 2007 Report Share Posted October 2, 2007 Citibank is prime..isnt it? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 2, 2007 Report Share Posted October 2, 2007 Citibank is prime..isnt it?That's what I thought, but maybe I'm wrong. Link to comment Share on other sites More sharing options...
SugarNspice Posted October 3, 2007 Report Share Posted October 3, 2007 I did a search because I knew I read it somewhere that citi is prime and I found it in a thread and LNY posted that citi is a prime lender. Just thought I'd post. Everyone tries to keep information here accurate. Who would know better than one of our Mods. Link to comment Share on other sites More sharing options...
msekinah Posted October 3, 2007 Report Share Posted October 3, 2007 Learned From Bbb Today That Capital One Is Citi. Yep Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 3, 2007 Report Share Posted October 3, 2007 Learned From Bbb Today That Capital One Is Citi. YepShow us some proof of that... Link to comment Share on other sites More sharing options...
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