Ar.Bee Posted October 2, 2007 Report Share Posted October 2, 2007 From a CA ..that said I blah blah , a legal agent for , blah blah , verify that you owe $blah , the fees occured on blah, blah 20blah blahI know that isnt legal verification is it?LOL Link to comment Share on other sites More sharing options...
shllby1 Posted October 2, 2007 Report Share Posted October 2, 2007 From a CA ..that said I blah blah , a legal agent for , blah blah , verify that you owe $blah , the fees occured on blah, blah 20blah blahI know that isnt legal verification is it?LOLI dont think that is legal, I think they have too show you something with your name and all that on it. Someone correct me if I am wrong because I would like to know as well what "proper" validation is. Thanks Link to comment Share on other sites More sharing options...
razr Posted October 3, 2007 Report Share Posted October 3, 2007 At a minimum, the debt collector is required to confirm with the creditor the amount being claimed is correct and that the person from whom they are attempting to collect the debt is the person who owes it.-r Link to comment Share on other sites More sharing options...
damnrook Posted October 22, 2007 Report Share Posted October 22, 2007 sounds pretty lame to me. i could have written that verification. would you accept my letter of validation? i didn't think so.i believe it has to contain something with the creditor's original signature on the company's letterhead. Link to comment Share on other sites More sharing options...
Debt Guy Posted October 22, 2007 Report Share Posted October 22, 2007 i believe it has to contain something with the creditor's original signature on the company's letterhead.No. The FDCPA requires the CA to provide you the name and address of the original creditor. There is an FTC opinion letter that says the CA must verify with the OC the details of the debt.The only time and place when the CA is required to "prove" anything is in court and then only when the defendant is conducting discovery and only to the degree that the judge allows/requires.You can download and read the FDCPA at www.ftc.gov. I encourage you to do so. It is not at all difficult to read or understand. Link to comment Share on other sites More sharing options...
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