Donna47129 Posted October 4, 2007 Report Share Posted October 4, 2007 Hello!So last month me and DH get dunning letter from JA Cambece (scum) and we send DV. When we find out the JDB is Midland, we also DV them. Two weeks later we get a computerized print out of old transactions from Cambece, no response from Midland.Yesterday, lo and behold we both get dunned by Midland!! After they have already received our first DV. They are telling us to "SAY YES!" to get this debt paid off and if we do we will get a FREE Letter releasing us from this debt!! I am so excited...I can't believe they would be so wonderful as to do that!!So, what would you gurus do next? Would you still wait for the 30 days from the original DV to them to be up, or should we send a letter informing them that we have not received validation that they own the debt?What's your take?Thanks! Link to comment Share on other sites More sharing options...
whocares Posted October 4, 2007 Report Share Posted October 4, 2007 Theres something in your post I'm not understanding..I would not trust Midland for anything.Have they hit your credit yet? wait for better advice before saying YES Link to comment Share on other sites More sharing options...
Donna47129 Posted October 4, 2007 Author Report Share Posted October 4, 2007 HeyWho:I was being sarcastic...sorry, maybe it didn't come across that way, lolNo, I ain't paying them a cent because the whole account was disputed with the OC before they bought it, so I don't owe them because I didn't owe Aspire. (long story) I was making fun of their "great" offer for that free letter.Anyway, they reported on our CR AFTER we dv'd them but now they have disappeared from TU, but still on the other two. They never dunned us in the beginning, they had Cambece work it, so we DV'd both and now they dunned us themselves. Haven't heard another word from Cambece. Link to comment Share on other sites More sharing options...
decolmtd Posted October 4, 2007 Report Share Posted October 4, 2007 My partner got a letter the other day from a company offering him a credit card and of course the debt supposedly owed to Midland would be on the card if accepted. What a way to try to collect debt!!! This company was an affiliate of Midland. Link to comment Share on other sites More sharing options...
Donna47129 Posted October 7, 2007 Author Report Share Posted October 7, 2007 So yesterday I get a letter from Midland, stating they rec'd my dispute letter and are ceasing all collections until they verify.This letter is dated SAME DAY of the dunning letter! They even reference my letter of 9/17 and sent the collection letter 9/27. What's dumA's.So, I have them on re-aging, reporting after receiving dispute as not disputed and continuing collections after receiving dispute. Not only that, they apparently bought my DH's old verizon account that disappeared off the report, AFTER we disputed that with the CRAS. I'm about ready to unload on them on their violations. So the saga continues... Link to comment Share on other sites More sharing options...
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